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A human life is roughly 30,000 days. By age 24, you've used 9,000. There are no practice rounds. Stop "getting ready." Start.

A startup mentor told a young founder to find a co-founder in 2 weeks. He found one in 2 hours. The next day, his new partner dropped out of university to join him. Conviction beats certainty. Every time.

Most professionals tolerate friction. "That's just how things are." But friction is signal. The problems you've stopped noticing are the problems worth solving.

Rules for escaping the time-for-money trap: 1. Find your "tennis ball" — obsession beats discipline 2. Audit your time ruthlessly 3. Replace meetings with memos 4. Leverage AI for busywork 5. Remove friction, don't add hours

The average professional toggles between tools 1,200 times per day. That's not work. That's whack-a-mole.

You're the average of the five people you spend the most time with. One successful founder took this literally. He moved cities. Changed circles. Found mentors who'd already done it. Proximity > aspiration.

The smartest take on AI: It's not coming for your job. It's coming for your busywork. The question isn't "Will AI replace me?" It's "What could I do if AI handled the noise?"

10 years ago, I was stuck working long hours, feeling like there was no way out. I loved my job but hated how it left no time for my family or future. The lesson? Freedom starts when you invest in yourself—your health, skills, and finances. That’s how you take control.

I used to think impulse buying was a money problem. It’s usually a state problem. Stress, boredom, fatigue. The product is just the excuse. The real purchase is: 10 minutes of relief.

Stop chasing money. Start chasing time!

One-click checkout is a trap door for your bank account. Your brain falls through before your goals get a vote. If you want a single defence: Non-essential purchase? Wait 24 hours.

Most “willpower” advice fails because it assumes you’re always in the same mental state. You’re not. Delay is a strategy because it changes the state. The 24-hour rule isn’t discipline. It’s decision architecture.

Friction used to protect you. Cash. Queues. Effort. Now the whole system is engineered to remove friction. So you need to add it back. 24 hours is friction you control.

The 60/40 portfolio isn't "conservative." It's a bet that the last 40 years repeat. In 2022, that bet lost 15%.

Everyone wants 25% returns. No one wants the risk that comes with it. If your investment can drop 50%, you need to be OK with that before you buy. Otherwise, the panic sell will cost you more than the market ever could.

86% of companies with $250M+ revenue are private. You're fighting over 14% of the pie.

Before you invest a single pound, ask: What’s my income? What are my outgoings? What can I afford to lose? If you don’t know the answers, you’re not investing—you’re gambling.

Median IPO age: 6 years (2000) → 14 years (today). Most wealth creation now happens before you can invest.