In 2015, coffee was $2. Now it's $5.25! The coffee is the same, but the value of your money changed. It takes more dollars to buy the exact same thing. What do you think? #Inflation #Economy

To maintain your lifestyle, your after-tax income must increase with inflation, or your investment returns need to beat it. This isn't about getting rich, it's about not getting poorer. Are you keeping up? #Inflation #Finance

Inflation + taxes can quietly sabotage your investment gains. If inflation is 7% & your tax rate is 30%, you need a 10% return just to break even. Earning less? You're falling behind. Know your breakeven—it's survival. #Investing

Never max out your credit line! Keeping utilization healthy protects your score and leaves room for unexpected expenses. Use it strategically to pay off debt and build wealth, not for temporary splurges. #CreditTips #WealthBuilding

Got a credit card with a $10,000 balance and sky-high interest? Use $5,000 from a secured line of credit for a controlled payment. Then, deposit your income into the line of credit to reduce daily interest. Your money starts working ASAP! #CreditCardTips #FinancialFreedom

Got $10K but zero credit? Don't rush to pay off debt! Build a system to pay off debts & rebuild credit at the same time. It’s not just debt payoff, but stronger credit & better banking that transforms your finances! #VelocityBanking #DebtFree

Got bad credit? Use $10K to open a *secured* credit line—cash backs the line. Shop around! Credit unions, community & regional banks—compare rates & terms. Don't take the first 'yes' without looking around! #CreditTips

Tweak your banking! Let income flow into the line of credit. Pay monthly expenses from it. Interest is calculated daily, so every dollar reduces interest immediately. Your income works daily, not just monthly. #BankingTips #FinanceHacks

Think you need perfect credit for a line of credit? Not true! Secured lines are your key. Don't settle for the first offer. Shop around – credit unions, community banks, regional banks – compare rates and terms to find the best deal. #CreditTips

Banks use BOLI (bank-owned life insurance) to build wealth. Bank of America owns $24.3B, JP Morgan Chase $12.6B, and Wells Fargo $34B in life insurance. It's not for family protection—it's a wealth-building strategy. #BOLI #WealthBuilding

Banks invest in BOLI to offset rising employee benefit costs, enjoy tax-advantaged growth, and achieve attractive, stable returns. Even when loan volume is low, BOLI helps banks continue to make money. #BOLI #banking

In 2019, a shift from hustling to banking transformed Anitra and my investing strategy. We stopped chasing transactions and started modeling our approach after banks, leveraging insurance and capital to multiply wealth through lending. #RealEstate #Investing

Life insurance isn't just for when you die—it's a blueprint for wealth used since the 80s. Imagine paying yourself back the interest you're already spending! My brother, a truck driver, capitalized his bank with $77k in 19 months. #LifeInsurance #WealthBuilding

On the fence about becoming your own bank? Read "Banker's Code" & "Becoming Your Own Banker." Follow the money, see who benefits most. Banks loan to everyone, even governments. Mimic what they do on your level. Use logic! #BankersCode #WealthMindset

Where your money resides truly matters. Knowing opportunity cost is different from *understanding* it. Spending all your money has devastating consequences that can cost you in the long run. #MoneyMindset

Managing finances wisely is key. I avoid frivolous spending and save diligently. Hustling from a young age instilled a drive for financial independence. It's in my DNA! #FinanceTips

Why is lending the best seat in real estate? Less stress, backed by collateral, and consistent returns. Forget tenant troubles and endless repairs—just focus on those interest payments! #RealEstate #Lending

Smart move! Investing $88K for your son's college fund yields close to $9K annually, covering tuition, room, board, and even spending money. High-yield savings and strategic investments make dreams a reality. #CollegeFundGoals #Investing

Maximize your money's potential! Discover how to create a 5% arbitrage on top of a 6% return using IULs and VC lending. Yield stacking is the key to supercharging your earnings! #YieldStacking #FinanceTips

Is buying a house the smartest way to start your wealth journey? 🤔 Many chase the American dream, but owning property can be surprisingly expensive! What are your thoughts? #WealthJourney #RealEstate