Tips to boost, protect credit scores and get a lower mortgage rate To read more, go to: mortgagegrader.com/blog/tips-to-b… Article originally posted in Orange County Register on May 1, 2025 #creditscore #realestate #homeloan #mortgage #homebuyers #homesellers #mortgagegrader

What’s the difference between a bank, mortgage banker or mortgage broker? To read more, go to: mortgagegrader.com/blog/whats-the… Article originally posted in Orange County Register on May 8, 2025 #creditscore #realestate #homeloan #mortgage #mortgagebroker #mortgagegrader

These creative financing options offer homebuyers another way in To read more, go to: mortgagegrader.com/blog/these-cre… Article originally posted in Orange County Register on May 15, 2025 #realestate #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader

Buy now or wait? House hunters fret prices, rates and prospects for economy To read more, go to: mortgagegrader.com/blog/buy-now-o… Article originally posted in Orange County Register on May 22, 2025 #realestate #homeloan #mortgage #homebuyers #mortgagebroker #mortgagegrader

Tips for house hunters in an evolving homebuyers’ market To read more, go to: mortgagegrader.com/blog/tips-for-… Article originally posted in Orange County Register on May 29, 2025 #househunters #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader #dreamhome

Southern California homeowners have $1.645 trillion of tappable equity That’s 50.3% of the state's overall and 14.3% of the nation’s To read more, go to: mortgagegrader.com/blog/southern-… Article originally posted in Orange County Register on June 5, 2025 #HELOC #HELOAN #realestate

Home equity contracts offer no monthly payments, no interest in exchange for cash out Just like reverse mortgages, home equity contract should be a “loan” of last resort To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in OC Register on June 12, 2025

How bridge financing alleviates need for contingency offers in home sale This short-term financing instrument allows a home seller to tap home equity before their home is sold To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in OC Register on July 3, 2025

How the Big Beautiful Bill offers tax relief for homeowners in Southern California To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on July 10, 2025 #OBBBA #realestate #homeloan #mortgage #homebuyers #mortgagegrader #realtors

Fannie Mae, Freddie Mac adding a dose of competition to FICO credit scoring To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on July 17, 2025 #FICO #vantagescore #realestate #mortgagegrader #homebuyer

How gig workers can qualify for Fannie Mae loans 1099s need to add up all the income — going as lightly as possible when it comes to deducting business expenses To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on July 24, 2025

Economists, experts say status quo for mortgage rates, home prices "There are very few desperate sellers,” says Steven Thomas, a local real estate economist To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on July 31, 2025

Barrage of mortgage lenders in your mailbox coming to an end under new law To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on August 7, 2025 #homebuyersprivacyprotectionact #homeloan #mortgagegrader

30-year fixed rate mortgage drops to 5.99% for California buyers To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on August 14, 2025 #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader #mortgagerates

California’s tappable home equity slips in second quarter To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on August 21, 2025 #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader #mortgagerates

Own 2 homes? What is and what is not mortgage fraud To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on August 28, 2025 #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader #mortgagerates

How 4 exotic mortgages can help unconventional borrowers To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on September 4, 2025. #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader

Timing your refinance: Should you wait for Fed rate cuts? To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on September 11, 2025. #refinance #homeloan #mortgage #homebuyers #homesellers #mortgagebroker #mortgagegrader

Mortgage applications explode as interest rates drop The refinance index increased 58% from the previous week and was 70% higher than the same week one year ago To read more, go to: mortgagegrader.com/loan-officer/j… Originally posted in Orange County Register on September 18, 2025.

How to avoid overpaying for escrow and title insurance Federal law allows homebuyers to shop and choose their settlement services To read more, go to: mortgagegrader.com/loan-officer/j… Article originally posted in Orange County Register on September 25, 2025. #refinance #homeloan