When money is tight, it can feel like every dollar is already spoken for before payday. The shift from a steady military paycheck and allowances to the expenses of civilian life can create financial stress that feels overwhelming. Navigate survival mode: hubs.la/Q03RG4W80

Refinance your ride and save! The holidays are just around the corner, and there’s no better time to put a little extra cash back in your pocket. When you refinance your La Cap auto loan by December 31, you can take advantage of savings. Get the details: hubs.la/Q03RG8dx0

Your financial institution should be more than a place that holds your money. It should be a partner you can trust to help you reach your goals, protect your hard-earned dollars, and support you as you move forward in civilian life. Learn more: hubs.la/Q03RGygT0

Transitioning from military to civilian life brings new financial responsibilities—but many Veterans may not realize that employer benefits can make this change easier and build lasting financial security. Read more: hubs.la/Q03ScCf30

The new year is just around the corner, and with it comes a fresh opportunity to get your finances in order. Taking a moment now to review your money can make a huge difference in setting yourself up for success in the coming year. Read more: hubs.la/Q03SgV_c0

So you’re leaving the military. You’ve got a job lined up, maybe a new city in mind, and you’re ready to start your civilian life. But before you pack that last box or schedule the movers, let’s talk about what it’s really going to cost you. Read more: hubs.la/Q03Sh2m00

WEBINAR TOMORROW - 2025 Holiday Survival Guide: Yes, you can save without skimping this holiday season. Join us tomorrow, November 12, 2025, at Noon for this free webinar. You will learn how to create a holiday spending plan and more. Register now: hubs.la/Q03R56TY0

Curbing Fraud Losses Takes the Global Stage: La Capitol will be observing International Fraud Awareness Week November 16-22 in an effort to protect and educate our members. Each day, we will serve up new content. Our blogs offer related resources to help keep you safe year round.

La Capitol offers a crucial discussion on fraud prevention during International Fraud Awareness Week. This episode brings together three experts who share their insights on how to reduce risk and curb losses from fraudulent activities. Listen now: hubs.la/Q03TQ5p80

Identity theft can be financially devastating and difficult to resolve. So, what happens if your identity is stolen? This is where an identity theft insurance policy might help. Learn more: hubs.la/Q03TQcwt0

This month, we would like to shine our Employee Spotlight on Tracy Wilson, Human Resources Training Administrator. Tracy leads our Engagement Team with creativity, clarity, and heart. She keeps the team inspired, on track, and aligned with its goals.

If you’re planning to beat the rush and do some of your holiday shopping online, remember online scammers are always on the lookout. So, let’s talk about how you can keep your shopping safe and secure. Don't get trapped! Read more: hubs.la/Q03VQ_cR0

The holiday season is a special time for giving, but it doesn’t have to come with financial stress. Start by creating a realistic spending plan—think of it as your holiday road map, guiding every purchase and helping you avoid impulse buys. Read more: hubs.la/Q03VTZZ20

We applaud the True Member Service of Katrina Varnado, Card Services Processor. Katrina recently recommended the La Cap Card Manager app as a way to manage cards. It provides real-time transaction visibility, the ability to turn cards on or off, and alerts for added security.

Developing strong money management skills is a long-term commitment, much like preparing for a marathon. Establishing a budget and consistently monitoring your spending are practical steps that support your financial well-being. Develop these habits: hubs.la/Q03V-MbQ0

Happy Thanksgiving from La Capitol! All branches will be closed today and tomorrow, but we look forward to seeing you on Monday, December 1st. Need access? Our online portal and outdoor ITM/ATMs are available to assist you. Find an ATM or ITM near you: hubs.la/Q03VZ1Kc0

Learning to recognize some common dealer tricks and securing financing from a trusted source like your local credit union before you shop can help to ensure that your next car purchase really is a smart deal for you. Get some handy tips: hubs.la/Q03V-XYc0

Thinking about opening a retail credit card? It’s important to understand how these cards operate before making a decision. Take the time to compare your options so you can make a choice that supports your financial wellness. Learn more: hubs.la/Q03V_0yR0

UPCOMING WEBINAR - Achieving Financial and Mental Wellness: A holistic approach to a balanced life. Join us Wednesday, December 10, 2025, at Noon for this free webinar. You’ll learn why mental and financial health are connected. Register now: hubs.la/Q03VKJjp0

Use your La Capitol Visa card to make a qualifying purchase between November 1 and December 31, 2025, and you could win a trip to Maui or one of 50 $500 VISA Prepaid cards. NO PURCHASE NECESSARY. Visit hubs.la/Q03WlZPP0 for details.