Are You Frugal or Cheap?

If someone gives you a gift, just say thank you and let them own their decisions (and the clean-up).

I covered my full take on Trump’s idea for a 50-year mortgage on The Ramsey Show. Does it make homes cheaper, or does it turn the housing crisis into a dumpster fire?

“Don’t wait on a policy to fix your life.” George Kamel

Are You Paying This Hidden Tax? (Check Your Credit Score NOW)

The harsh reality is that you will never win with money as long as you struggle with debt. As long as you continue justifying, rationalizing, and normalizing your use of debt, you will always be normal. And normal sucks.

If you’ve found a holiday hack or gift idea that doesn’t break the bank, do us all a favor and drop it below.

I Asked People at Disney How Much Debt They Have

Rob called into The Ramsey Show asking if draining his $20K savings was the right move to finally pay off his credit card and tackle his truck loan.

They’re not born knowing this stuff. Teach your kids how money works before you hand over the credit card.

What Rich People "Know" That You Don't

Money doesn’t make decisions; you do. If you’re craving more peace, contentment, and simplicity in your life, stop searching for it in your shopping cart. Spending can be a wonderful thing, but without self-control, it will control you. It will stifle your freedom, your peace,

I asked people at Disney how much debt they have:

Trump's 50-Year Mortgage

Let’s run the actual numbers on these new 50-year mortgages. The results might shock you. Full analysis on YouTube today!

Joseph called into The Ramsey Show asking if he and his fiancée should move forward with building a $700,000 house.

I Think Gen Z Is Getting Screwed - Here's Why

So many options...

Adam called into The Ramsey Show trying to settle a disagreement with his wife about whether they should pay off their home or keep their savings in a money market account.

Hayden called into The Ramsey Show wanting to know how to get ahead financially during his military service while carrying a $53,000 truck he can’t afford.