Hardwork builds competence that leads to success. Tuloy tuloy lang. Kaya mo yan!

Tiwala lang! Hindi ka napapagod nang dahil lang sa wala. 'Wag ka magsawa magtanim. Your season of harvest will come! Keep going!

Don't downgrade your goals to match your reality. Upgrade your faith and effort to match your dreams.

Humirap ba ang pag-abot sa mga pangarap mo? Instead na sumuko, doblehin mo ang effort mo. Don't lower down your goals, level up your activities.

Back to GCQ! Doesn't mean it's safe yet. Stay at home unless absolutely necessary to go outside.

Me: Mag-iipon na 'ko talaga. Shopee and Lazada:

Being financially independent is one of the best things you can do for yourself. Not having to rely on anyone for your financial needs is a part of true freedom. I wish that for everyone.

Be grateful for what you have but always seek to constantly level up.

Stop blaming luck. Stop blaming your circumstances. Stop blaming other people.

For those who are struggling, Those who are in a difficult situation, Those who are still unable to adjust, Here's my encouragement: DON'T GIVE UP! Things may not get easier soon But you will get better and stronger.

People are made poor everyday because of their need to appear rich. Again, the goal is to become rich, not just to look like one.

Nahihirapan ka ba? Edi galingan mo pa lalo. I remind myself this na pag nahirapan, hindi dapat agad sumuko.

Everyone that is more successful than me is not a scam, a cheater, or a con artist just because they are winning. They might be working harder than me, or smarter than me, or more persistent than me. I should always look to learn from them instead of envying them.

Either find a way, or create one. Every problem must have a solution.

Is there an amount of money that you think is too small to be saved? No, because even small amounts can help you build good habits, earn interest, and give you peace of mind. Don’t worry that your progress is slow – worry if you’re not making any progress at all.

First time to visit Sun Life HO at BGC in 7 months!

Hope alone is not a strategy. Hoping 2021 will be a better year without the actual learning, training, and working will not change your life for the better. It's good to have hope, but you need to put in the work, as well.

Instead of seeing the excellent, the achievers, and the winners as objects of envy, consider them as your benchmarks for success. Learn from them. How they think, what they do.

Money exposes people for who they really are — whether good or bad. The selfish becomes more selfish and the generous becomes more generous with money. It doesn't change you, it only magnifies you.

Nagtrack ako ng monthly expenses ko, ang gastos ko pala. Simulan ngayon hindi na ‘ko magta-track.