🚨 New Fitch Ratings and dv01 HELOC Benchmark available🚨 Second lien mortgages are surging as homeowners tap equity without refinancing. Contact us for access. 📊 80% of recent issuance covered 🔍 Market comps & performance insights #mortgages #housing #HomeEquity

🚨 Product Update: The new dv01 DealStudio is live! Model securitizations faster—now with: 🔹 Spreadsheet-style editing + keyboard shortcuts 🔹Cohort-level cashflow assumptions for any collateral field 🔹 Saved scenario reusability dv01.freshdesk.com/support/soluti…

New on In the Tranches of Structured Finance: 📊 TransUnion & Fed data reinforces dv01's view on the American consumer: 📉 Delinquencies down from early 2024 peaks 🌎 Regional credit performance trends worth watching dv01.co/resources/podc… #debt #finance #podcast

July personal loans, from dv01 : •30+ Impairments rose just 7 bps MoM, smaller than seasonal trends •Net charge-offs held at 0.65%, materially outperforming historical seasonal norms •Divergence by grade: Top Grades show sharpest declines in charge-offs, Middle Grades

📊 Student loan balances are up 33–34% since 2015 while loan counts are down >10% since 2022. Using Federal Student Aid data, we explain how IDR plans are reshaping portfolio cashflows for both issuers & investors. dv01.co/resources/blog… #studentloans #finance #college

Our July Auto Report now includes #CFPB data w/ our subprime auto dataset. Insights: ➡️ originations to 65+ aged borrowers surge to 13% (vs. 5% pre-GFC) ➡️ Prime & Super Prime = 80%+ of loans ➡️ Subprime outperforms seasonal trends ➡️ Read dv01.co/resources/rese… #finance #debt

Forward flow & #ABF are reshaping private credit, and dynamic portfolios = opportunity + complexity. dv01 helps manage both with clean data, accurate modeling & reporting Learn more in our blog. #privatecredit #finance dv01.co/resources/blog…

Non-QM Performance Attribution Reports Now Available - mailchi.mp/dv01/nqm-pj_pe…

dv01 Unsecured Personal Loans Originations: ➡️ Record Growth Stalls as Originations Post Largest Non-COVID Decline in 5+ Years ➡️+33.1% YoY growth — 12 straight months above 30% ➡️ #CFPB data shows 83% of credit card originations are Super Prime dv01.co/resources/rese…

Our research shows consumer credit weakens while Unsecured Personal Loans keep outperforming. ➡️ Q2 consumer credit weakest since 2010 ➡️ Top 1% holds >40% of credit (11 qtrs) ➡️ Unsecured Personal Loans beat seasonal trends dv01.co/resources/rese… #finance #debt

🚀 New in dv01: Cashflow engine now supports forward flow transactions 🚀 ✅ Simulate fixed-dollar or % commitments ✅ Model compounding growth paths ✅ Project realistic portfolio growth & cashflows dv01.freshdesk.com/support/soluti… #abf #privatecredit

🚘 Our latest Auto research pairs Experian data with our loan-level data. ➡️Subprime originations at record low (15% of 2025 volume); BHPH <10% ➡️30+ Impairments +83 bps MoM, biggest jump since June ➡️Charge-offs +1 CDR, >2x seasonal trend dv01.co/resources/rese… #auto #debt

The Fitch Ratings U.S. RMBS Ratings Model is now live on dv01. Powered by our Tape Cracker technology, users can: ✅Transform raw tapes into Fitch’s schema ✅Apply Fitch’s latest RMBS criteria ✅Append preliminary outputs automatically fitchratings.com/research/struc… #finance #rmbs

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - mailchi.mp/dv01/nqm-pj_pe…

📊 dv01’s latest origination report is out. ➡️ Unsecured Personal Loans: +4% MoM, +52% YoY — strongest September on record. ➡️ Auto: Volumes remain well below 2019, PTIs up ~80 bps vs pre-COVID. dv01.co/resources/rese… #debt #finance

🚘September Auto Update: Bank Delinquencies Stabilize, But Subprime Impairments Hit New Record ➡️Bank delinquencies flatten for 2nd straight quarter ➡️Loss severities climb, signaling borrower strain dv01.co/resources/rese… #auto #finance #debt

🚗 New In the Tranches podcast episode: ➡️Tricolor’s collapse was fraud, not credit. ➡️We dig into what that means for auto performance, origination trends, and market transparency. #auto #debt #tricolor dv01.co/resources/podc…

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - mailchi.mp/dv01/nqm-pj_pe…

Following Tricolor, verification is in the spotlight. At dv01, it’s not a trend—it’s infrastructure. ✅ Embedded in the data pipeline ✅ Independent & automated ✅ Strengthens trust across every transaction Read our post dv01.co/resources/blog…

Government Shutdown Fallout Shows Up in Loan Performance, with first broad slowdown in 2yrs ➡️VA/MD/DC impairments jumped ~100 bps ➡️Big rise in Overall & First-Time New Impairments ➡️Spike driven mostly by temporary mods, not delinquencies dv01.co/resources/rese…