At McDonalds this morning: Me: Do you have iced Milo? Cashier: No sir, machine spoiled. You want hot Milo? Me: you have ice? Cashier: Yes Me: Give me hot Milo with ice Cashier: …..

Once you hit a certain amount of wealth, every incremental amount becomes meaningless numbers. Then you will soon realise that what truly keeps you happy mostly do not cost a fortune or is free.

So $payc released strong earnings today. Strong financials, international expansion, new products and even raised guidance. Wall St sold down the share. Reason: We expected to raise guidance more. Even if you had insider information you can't predict short term market price.

The chains of habits are too light to be felt until they are too heavy to be broken. If something needs to change, do it now.

I am going to give you something to think about if you are invested in the US stock market. Did you know that regardless of whether you are a US resident or not, upon death, you have to pay an estate tax which is up to 40% before you can pass this asset to someone else?

It’s pretty scary how many people knowingly and willingly cruise towards their own financial destruction on auto-pilot.

I do a lot of private sessions with investors. The most painful regret I have seen being expressed are from people thinking they have a lot of time but later on finding out they have wasted it all.

Being in the field for a long time, I find that the 1% of the population holding majority of the wealth is no coincidence. This is because only < 1% of the population are willing to do what is required to earn it.

Listening to someone making 10,000% overnight on a meme coin or penny stock and finding out how to replicate their strategy… Is like hearing someone hitting the lottery and trying to replicate their strategy.

Quite often, people said they want to learn how to fish. But when they see how hard it is to fish, they either ended up wanting you to fish for them, or stop fishing entirely. The key is to keep practising. Because It never gets easier. You only get better at it.

In 2020/21 when I invested in $gme, I turned every $1,000 invested into $50,000 by the time I sold it. For those who called me a genius, I am here to clarify that I was only at the right place, at the right time. Don’t bother trying to replicate the strategy.

Dollar cost average on a low cost index fund or ETF allows you to do literally no research and grow your wealth over time. I give ppl this suggestion when they ask for advice. They said I am stingy with my knowledge. They don’t know I gave them a literal investing cheat code

An investor we are working with is upset that even with consistent investing, she isn’t seeing the profits as seen on social media. I told her: U are not losing money, have 3x the amt of shares than when u started, & The company behind the stock has 2x its business. Patience.

In the market today, I am seeing companies that 2x 3x their businesses but their stock prices are falling by > 50%. Imagine rental rates 2x 3x but property prices dropping > 50%. Only in the stock market will you see such wonderful opportunities.

Remember, in investing, If you don’t accumulate: 1. You will take longer to breakeven when the price falls. 2. Even if the price goes up, you will just make pocket money.

Learn to stop procrastinating The universe does not give you a gentle reminder to tell you that you are running out of time. It gives you a rude awakening and often with little mercy to fix it. Take it from me, an experienced and serial procrastinator.

The desire to get rich quickly is often the reason why most people don’t get rich at all.

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Buying too much of a stock only after a few weeks of research is like asking a woman to marry you after a few month of dating. If you are wrong, you will find that the divorce won’t come cheap.