happy to have my thoughts featured #retirement #FinancialPlanning #CFP

"A muni bond exchange-traded fund is 'one of the best options available' for tax-advantaged cash, said #CFP Andrew Herzog, an associate wealth advisor at The Watchman Group in Plano, Texas." CNBC asked me and other advisors our thoughts on ways to reduce #taxes on #cash.

Are you falling behind in your #retirement savings? I shared with CNBC Make It one way to boost your savings that could actually backfire. “Going further out on the risk curve for stronger returns, without considering the downside, can destroy a future” #CFP #financialplanning

“These benchmarks are a great way to begin the conversation, but that’s it.” Mike Winters asked me about Fidelity's well-known guideline for #retirement savings: having at least 1x your salary by age 30, 3x by 40, 6x by 50, etc Instead, I typically begin with the 4% guide.

Do you think #tipping culture has gotten out of hand? Chris Taylor from Reuters asked me and other advisors about when it's appropriate to ignore the prompt on the touchscreen: "The tip should apply to something you were not able or willing to do yourself." #money #CFP

Top TAMPs for RIAs: Andrew Herzog prefers Envestnet’s Tamarac for its full-featured package. Andrew Evans and Derieck Hodges highlight AssetMark for its practice management and client-centric culture. hubs.la/Q02KP6XG0

Last week, I spoke with Darla Mercado from CNBC about autumn #volatility and some ways to make your portfolio more resilient. For those who need income, holding slightly-longer duration #bonds in a rate-cutting environment could be promising. #CFP

In yesterday's "Ask an Advisor" column in Financial Planning , I briefly explained our approach to managing costs & risks in a portfolio. Index ETFs, individual #stocks, and actively managed funds - a diversified, risk-adjusted #portfolio. Nothing flashy - keeping it simple. #CFP

I recently spoke with Trina Paul from Investopedia about a recent survey showing more than a third of 401(k) investors want to allocate #retirement funds into private deals. Be cautious when chasing yield. #CFP #WealthManagement

happy to have contributed once more to CNBC Make It before year-end! thanks Judy Lagrou #estateplanning #FinancialPlanning #CFP #money

I briefly explained to Lorie Konish of CNBC how the #WEP and #GPO (that have been around 40+ years) are no longer #financialplanning headaches. #CFP #SocialSecurity

thanks Mike Winters for including my thoughts on the #housingmarket CNBC Make It #CFP

a quick collab between me and Kate Dore, CFP®, EA from CNBC #CFP #FinancialPlanning #taxes

Over the last 75 years, the average intra-year market drop has been 14%. If you are overly stressed out about the current 10% drawdown, the stock market isn’t for you. Downside volatility is the price investors pay for long-term outperformance.

Financial advisors are grappling with cross-industry disruption from Robinhood, the popular stock-trading app for millennial and Gen Z investors that has branched into robo-advising, RIA custody services and controversial sports prediction markets. hubs.la/Q03jMqLf0

spoke with Lorie Konish of CNBC about #SocialSecurity outlook and basic strategy consult with a #CFP on this kind of #FinancialPlanning

RELEASE: I've introduced the Invest America Act. The bill establishes a private tax-advantaged account with a $1,000 seed investment from the federal government for every American child at birth. cruz.senate.gov/newsroom/press…

“Big returns often come from taking bigger risks, and in private equity those include liquidity and price discovery risk, according to Andrew Herzog, Associate Wealth Manager at The Watchman Group.” #CFP #401k #WealthManagement

Who benefits from 0% capital gains for 2025 under Trump’s ‘big beautiful bill’ cnbc.com/2025/08/26/cap…

When Erika Kirk spoke the words on the man who killed her husband: “That man… that young man… I forgive him.”  That moment deeply affected me.  I have struggled for over 60 years to forgive the man who killed my Dad. I will say those words now as I type: “ I forgive the man who