Foundational fintech question: Is "agentic payments" a standalone company (i.e. aka startup) opportunity Or a new set of integrations within the existing payments stack Feels very similar to when we were having the RTP and FedNow conversation a few years. Turns out new rails

I can't look at another stablecoin payment processor

tyler hogge Anyone know what Brex's and Ramp's net profit margins are? When I read "revenue" from the expense management folks it's "processed volume" Net revenue they'd called net revenue if it were net revenue cc' JC Bahr-de Stefano

Fintech pre-seeds with vibe-coded apps and no real distribution strategy getting done out of YC at $40M+ It's '21 again and you'd do well to plan accordingly

Is anyone else not seeing that 2025 is 2021 but instead of fintech and SaaS it's AI? Investor amnesia + incentive structures are a powerful combo Surreal

If you're in your 20s and feeling a bit lost in terms of your career Try to arch it towards the things you like doing on weekends when no one is asking you to After long enough, you'll be (with some luck) doing those things full time in your 40s

If you're working on "Plaid for agent access" Or more generally agent authorization standards Send me a DM or e-mail We want to work with you - bwerneck at plaid.com

Serious payments question: Where are all the other PSPs on agentic checkout & commerce? Similar to crypto, seems like it's all Stripe and PayPal launching (beta) products Are Adyen & co. preferring to wait and see?

Adyen's Head of North America Davi Strazza on assessing new product areas (e.g. agentic commerce, stablecoin payments) I've often felt that Adyen is the adult in the room and has the most thoughtful approach to build/partner/wait among the major payment platforms Stripe tends

My Twitter newsfeed this morning When the finfluencers are all singing the same stablecoin praises, one starts to wonder Have seen this story (very recently) before - buyer beware

Oh my gosh it's happening again 🤦

One of the better frameworks around what agentic payments is and isn't I've read Plus the reality of startup opportunities in the space Clearheaded, articulate - from Sam at Infinity Ventures h/t This Week in Fintech Nik Worth reading 👇 thisweekinfintech.com/opportunity-fo…

Crypto is… Desperate gamblers chasing their first bag. Investors funding the buildout of the global casino. Bankers hypnotizing the masses to collect their vig. …all meaningless and ephemeral without the cypherpunks, who defend the dream of encrypted and unstoppable cash.

What's the best dashboard to track Base activity? Looks like weekly transactions continue to grow nicely but new and active addresses are falling off and down YoY Is this power user dynamics? Something else? dune.com/watermeloncryp… cc' Coinbase 🛡️ jesse.base.eth

Pretty wild to see - in 12 years, Nubank became the most valuable listed company in Brazil, surpassing Petrobras (Exxon Mobil of BR) Turns out financial access for consumers is a big business when done right Proud 🇧🇷 moment Good stuff David Velez & Nubank team. See you soon