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Our panel for this afternoon: Alderman James Vos Alderman JP Smith Brigadier Lillian van Who Rashid Toefy #JAMMS #jamms #tourism #safety CTICC (Cape Town International Convention Centre)

Welcome Speaker Dr Philippa Malmgren Pippa Malmgren #i3summit @HyattRegencyJHB

South African regulator using (literally) exactly the same language as Financial Conduct Authority #i3summit

Panelists Stewart Cazier, David Ferguson, Jean Lombard & Nersan Naidoo discuss the evolution of financial advice #i3summit

Advisers make money from giving advice not picking funds. Stewart Cazier #i3summit

Value chain is under pressure, the key is to manage the cost across the value chain. Nersan Naidoo #i3summit

The fee squeeze places pressure on value chain, but the players have come to the party. Jean Lombard #i3summit

Financial advice is not a product push and therefore is not market sensitive in the short term. David Ferguson #i3summit

UK regulator supports automation such as online tools. David Ferguson #i3summit

A large portion of SA pop cannot access an online direct solution & thus still need face-to-face advice. Nersan Naidoo #i3summit

Financial education is key. Stewart Cazier #i3summit

The cost of new business is more expensive than getting top ups from existing clients. Johan van der Merwe #i3summit

Speaker Michael Falk, (CFA & CRC) Topic: Enough about the assets already! #i3summit.

Captains of industry, last slot. Panel discussion with Alwyn van der Merwe, Michael Jordaan, Chris Griffith, Jabu Mabuza. #i3summit

Chis Griffith CEO Anglo American Platinum - captain of industry - is in the house #i3summit

Introduced a counter cyclical approach to unsecured lending. FNB offered customer service that paid off Michael Jordaan #i3summit

Fab panel Sanlam w Michael Jordaan, Jabu Mabuza, Alwyn van der Merwe, Chris Griffith: Bus is about people. Profits arise from relationships

This guy Michael Jordaan is really good. Became CEO of a S African bank at age 33. Hugely successful + insightful

Take risks, if you don't that could be your biggest risk! Michael Jordaan #i3summit