Average Money Joe MD DCA, buy the dip, HOLD

Gosh... way too many people are 100% in the S&P and do not understand the markets or have the risk tolerance for that (huge drawdowns) They just heard about it and went all in If this is you or a friend, check out my thread below It will help x.com/TKopelman/stat…

I'm a 38 year old ER doctor sitting at my kitchen table after a long day at work. I saw 50 patients today (seriously!) The dog is snoring on the couch. The wife is definitely NOT snoring. The cat plots. I'm toiling away at articles and research. ...and I'm just struck by how

A lot of fear in the market right now. I took a look at my taxable investments (mainly VTI/VUG). I'm still up at least 20% on my highest buy lots. We have a long way to go before I can start tax loss harvesting. I just transferred $16k into my 401k account. Just keep buying.

I gave up my night shift last night, cost me >$3,000 in income. Had a great night off and day with my wife and son. Worth every penny. Been grinding my whole life. Finally starting to feel like I’m in a place I can take my foot off the gas.

Received a $0.07 check from MOHELA due to over paying my student loan. I guess it’s finally done now!

March 2025 Update: averagemoneyjoemd.com/?p=885 Combined Pre-Tax Income: $60,469 Expenses: $12,287 Investment Contributions: $40,234 HYSA Contributions: $1,013 Student Loan Debt: $0 Mortgage Debt: $765,225 Total Stock Investments: $1,568,937

My grandfathers dream home cost $10,000 My fathers dream home cost $100,000 My dream home cost $1,000,000 Will my son’s dream home cost $10,000,000?

The casino is open!

Imagine if you went all cash on Friday and missed this rally.

12 hour overnight ER shifts should be illegal

Two overdoses. Same house. Narcan given. One woke up. One didn’t. One looked at me and said we thought it was cocaine. It was fentanyl. One went home. The other…an organ donor. This is America 2025. It’s still happening.

April 2025 Update: averagemoneyjoemd.com/?p=892 Combined Pre-Tax Income: $65,253 Expenses: $11,267 Investment Contributions: $38049 HYSA Contributions: $10,265 Student Loan Debt: $0 Mortgage Debt: $763,887 Total Stock Market Investments: $1,687,466

How many people went to cash last month and are going to buy back in higher ???

It has been a wild year thus far. Just within the past month my portfolio has swung almost $400k. Just. Keep. Buying.

I find the doctor house thing fascinating. I have so many colleagues just dumping stupid money into their houses, taking out huge mortgages or remodels. Money they will never get back. I'm guilty as I have a sweet house on the water but I'm still rocking that sub 4% rate

The best wealth hack is a supportive AF spouse.

May 2025 Update: averagemoneyjoemd.com/?p=900 Combined Pre-Tax Income: $61,921 Expenses: $11,477 Investment Contributions: $36,971 HYSA Contributions: $5800 Student Loan Debt: $0 Mortgage Debt: $762,515 Total Stock Market Investments: $1,862,198

My current yearly investing goal of $300k almost complete, wife needs to stop slacking and max out her 457 already. Huge advantage of being 1099/s-corp allows me to front load my investments instead of lending it to uncle sam early. *sold off $83k of $PLTR for student loan