Ryan Kilkenny (@atomicplanning) 's Twitter Profile
Ryan Kilkenny

@atomicplanning

Marine Veteran ๐Ÿ‡บ๐Ÿ‡ธ โ€ข Left EJ to Launch Atomic Planning ๐Ÿš€ โ€ข The Atomic Retirement ๐ŸŽง โ€ข Atomic Ideas ๐Ÿ“ฐ โ€ข Tweets โ‰  Advice

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linkhttps://www.atomicplanning.com/retirement-quiz calendar_today22-10-2012 04:56:46

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"Stocks tumble to 2022 levels" That's interesting because here is where the S&P 500 traded in 2022 ๐Ÿ‘‡ ๐Ÿ“ˆ4,796 ๐Ÿ“‰3,577 ๐Ÿ3,839 Today the S&P is at 5,422 so We are 13% higher than the 2022 ๐Ÿ“ˆ, 41% higher than the 2022 ๐Ÿ, and 51% higher than the 2022 ๐Ÿ“‰

"Stocks tumble to 2022 levels"

That's interesting because here is where the S&P 500 traded in 2022 ๐Ÿ‘‡

๐Ÿ“ˆ4,796
๐Ÿ“‰3,577
๐Ÿ3,839

Today the S&P is at 5,422 so

We are 13% higher than the 2022 ๐Ÿ“ˆ, 41% higher than the 2022 ๐Ÿ, and 51% higher than the 2022 ๐Ÿ“‰
Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

Despite the challenges of a global pandemic, our economy - measured by Gross Domestic Product - has grown by 30.71% over the past five years ๐Ÿ‘‡

Despite the challenges of a global pandemic, our economy - measured by Gross Domestic Product - has grown by 30.71% over the past five years ๐Ÿ‘‡
Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

If you missed it... ๐ŸŽง Episode 28 of The Atomic Retirement is live! It's perfect for car rides, chores, or chill time ๐Ÿ˜Ž Apple Podcasts podcasts.apple.com/us/podcast/theโ€ฆ Spotify open.spotify.com/episode/5e1R7Xโ€ฆ

Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

Glad to hear these Americans ๐Ÿ‡บ๐Ÿ‡ธ are on their way home! Whelan was arrested while visiting Moscow for a friend's wedding on December 28, 2018, more than 2 years before President Biden took office. Fair Winds and Following Seas, Devil Dog!

Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

Edward Jones had a "hold" rating on Intel and rated the dividend outlook as "stable" as of July 1st. Today the stock is down -27% (worst day since 1974) after reporting a loss, plans to lay off 15% of its workforce, and eliminating its dividend. Nobody. Knows. Anything.

Edward Jones had a "hold" rating on Intel and rated the dividend outlook as "stable" as of July 1st.

Today the stock is down -27% (worst day since 1974) after reporting a loss, plans to lay off 15% of its workforce, and eliminating its dividend.

Nobody. Knows. Anything.
Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

You mean to tell me that I can save money by refinancing my 30-year fixed-rate mortgage from 2.25% to 6.20%? Sure, let's get started ๐Ÿคฃ Sarcasm alert: Today's average rate is 6.20% and refinancing my loan is a terrible idea!

You mean to tell me that I can save money by refinancing my 30-year fixed-rate mortgage from 2.25% to 6.20%? 

Sure, let's get started ๐Ÿคฃ

Sarcasm alert: Today's average rate is 6.20% and refinancing my loan is a terrible idea!
Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

Remember sitting with your grandparents, soaking up their stories and wisdom? Today you'll hear financial lessons from 80 and 90-year-oldsโ€”what they wish they'd done differently and the advice they want you to hear Apple podcasts.apple.com/us/podcast/theโ€ฆ Spotify open.spotify.com/episode/152q93โ€ฆ

Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

The S&P 500 is up 25%+ two years in a rowโ€”only the 5th time in history. What happened the following year? 1929:๐Ÿ“‰-8.4% 1937:๐Ÿ“‰-35% 1956:๐Ÿ“ˆ+6.6% 1999:๐Ÿ“ˆ+21.0% 2025: What can we learn here? Nothing. Nada. Zilch. Just carry on and stick to your financial plan. Chart: Blackrock

The S&P 500 is up 25%+ two years in a rowโ€”only the 5th time in history.

What happened the following year?

1929:๐Ÿ“‰-8.4%
1937:๐Ÿ“‰-35%
1956:๐Ÿ“ˆ+6.6%
1999:๐Ÿ“ˆ+21.0%
2025:

What can we learn here?

Nothing. Nada. Zilch.

Just carry on and stick to your financial plan.

Chart: Blackrock
Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

๐ŸŽ™๏ธNew Episode: 6 Tax Breaks After 50 That Could Save You Thousands Did you know taxes could be your biggest expense in retirement? Many people overpay because they donโ€™t know about these strategies. ๐ŸŽงListen now Apple podcasts.apple.com/us/podcast/theโ€ฆ Spotify open.spotify.com/episode/4i3oy6โ€ฆ

๐ŸŽ™๏ธNew Episode: 6 Tax Breaks After 50 That Could Save You Thousands

Did you know taxes could be your biggest expense in retirement? 

Many people overpay because they donโ€™t know about these strategies.

๐ŸŽงListen now

Apple
podcasts.apple.com/us/podcast/theโ€ฆ

Spotify
open.spotify.com/episode/4i3oy6โ€ฆ
Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

Should you claim Social Security early, invest the money, or buy an annuity? Let's break it downโ€”plus, learn about the new Social Security update positively impacting 2.5M Americans. Episode 31 launches now๐Ÿš€ Apple: podcasts.apple.com/us/podcast/theโ€ฆ Spotify: open.spotify.com/episode/4h3jYUโ€ฆ

Ryan Kilkenny (@atomicplanning) 's Twitter Profile Photo

๐Ÿ”ฎWarren Buffett has a suggestion for you: Talk to your family about your estate planโ€”before it's too late! Episode 32: Warren Buffett's Estate Plan: 10 Lessons You Need to Know launches now๐Ÿš€ Listen on Apple Podcasts & Spotify

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Sick of spam calls? Hereโ€™s how to block them on your iPhone (w/iOS 13 or later) in seconds๐Ÿ‘‡ 1๏ธโƒฃ Open Settings 2๏ธโƒฃ Use the search bar and type: Silence Unknown Callers 3๏ธโƒฃ Tap it and toggle the switch ON Unknown numbers will go straight to voicemailโ€”no ringing, no interruptions!

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"You want to be greedy when others are fearful. You want to be fearful when others are greedy. It's that simple." - Warren Buffett ๐Ÿ”ฎ

"You want to be greedy when others are fearful. You want to be fearful when others are greedy. It's that simple." - Warren Buffett ๐Ÿ”ฎ
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Forward Price-to-Earnings Ratio: Costco $COST: 51.2 Walmart $WMT: 38.2 Nvidia $NVDA: 34.9 Microsoft $MSFT: 32.6 Amazon $AMZN: 32.3 Apple $AAPL: 29.6 Meta $META: 26.2 S&P 500 $SPX: 22.3 Alphabet $GOOGL: 20.1 Target $TGT: 13.1

Forward Price-to-Earnings Ratio: 
Costco $COST: 51.2 
Walmart $WMT: 38.2 
Nvidia $NVDA: 34.9 
Microsoft $MSFT: 32.6 
Amazon $AMZN: 32.3 
Apple $AAPL: 29.6 
Meta $META: 26.2 
S&P 500 $SPX: 22.3
Alphabet $GOOGL: 20.1 
Target $TGT: 13.1