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Spent a good chunk of this week deep in NHS pension planning, running through scenarios like: 🗂️ 62, 63, 64 - Which age to retire? ⏳ 8 PA vs 10 PA - Which workload is sustainable? 📜 Legacy vs Reform - Which scheme applies? And then the big question: 💬 "How much will you

Vonnegut turned to Heller and asked, “How does it make you feel that our host only yesterday may have made more money than your novel, Catch-22, earned in its entire history?” Heller replied, “Yeah, but I have something he doesn't have. I have enough.”

What excites you most about the future? Is it doing less of something? ❌ Fewer hours ❌ Less on-call ❌ Less clinical or management work Cutting back on what drains you is smart planning. But is less really the answer? What if the focus was on MORE instead? ✅ More time

"You've changed my thinking from - how much can I get? - to how much do I need?' Now, that number’s written down on a piece of paper, a reminder that I don’t need to chase endlessly. And the only reason we could have this meeting today Tom? Because I turned down extra

Good or bad, your thoughts, feelings, and most importantly decisions around money are heavily shaped by how your parents handled it. Not all inherited behaviours are harmful. But often, they’re outdated, shaped by a financial reality that no longer exists. That mismatch

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Yeah - well. Sometimes nothin' can be a real cool hand. realclearpolitics.com/video/2025/04/…

Love this 😂

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The most challenging thing about stock market investing? It’s an act of blind faith. Not in the reckless sense - But in the simple truth that nobody knows what happens next. All we have is expectation. And if we hold that expectation long enough, History shows we’re rarely

My great uncle Harry Andrews died on a beach in Scilly in August 1945, attempting to make a mine safe. He was 20 years old and had been in Scilly, his first post, for less than a week. My Nan visited Scilly in the 90s but couldn't find his grave. When I found it, I showed