My perfect combo: $VOO and $SCHD What’s yours?

When your: Passive Income > Your Monthly Expenses That's the real flex

Having a child while you’re struggling financially: Is unfair to the both you and the child.

One of my biggest goals is to get rich without anyone knowing I’m rich

Bookmark this: Your future self will thank you for every dollar you invested instead of flexing

My Son Is 2 Years Old: He has almost 13k Invested

You needed to hear this as a young adult: 1. Some friendships don’t last forever 2. Things will turn out okay, I promise 3. Start investing as early as possible 4. College is overrated 5. You don’t need a fancy car to be cool

Financial Freedom > Looking Rich Get this in your head

The stock market isn’t crashing- It’s presenting you opportunities to build your future

When in doubt about the stock market: Stick to buying $VOO You really can’t go wrong there

$100K in 2000 = $187K today. So if you’re making $100K in 2025… you’re really earning what used to be $54K

The problem isn’t $6 lattes It’s $50K salaries in $3,000-rent cities.

The formula Make money. Act broke. Be humble. Say less.

Unpopular opinion: Can we normalize being strict parenting again. Our kids need it.

No secret formula to wealth. Just do this • Max Roth IRA • Contribute to 401k • Drive a used car • Own 1–2 rentals • Pay off your home

What society sees • Old car • Small house • Simple clothes What they don’t see • No debt • Money in the bank • Multiple income streams • 7-figure portfolio That’s stealth wealth. Quiet. Free. Secure.

How to make your child a millionaire • Invest $1,000 into an S&P 500 fund at birth • Add $100/month until they’re 21 • By 21, they’ll have ~$109,000 • Do nothing else By age 50, their money grows to $2.6 million.

1970s: Life plan • Degree • 9–5 job • Promotion • Married at 21 • House at 25 • 4 kids + a dog • Retire with a pension 2025: Just try to survive

The average retirement plan 20s: No plan 30s: No plan 40s: No plan 50s: Panic 60s: Panic 70s: Panic The smarter plan: 20s: Save & invest 30s: Save & invest 40s: Save & invest 50s+: Enjoy life Start now or panic later.

My highest conviction stock picks for the next 10 years - $META - $AMZN - $GOOGL What would you add?