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PYMNTS

@pymnts

Whatโ€™s Next in payments & commerce. Follow for expert insights & news.

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๐Ÿ’ณ Chase introduces substantial changes to its Sapphire Reserve card. Get the full story on PYMNTS: hubs.ly/Q03sD8sS0

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.Cerby CEO Belsasar Lepe has a stark warning: cybercriminals adopted AI faster than defenders did. More sophisticated identity attacks are hitting financial institutions daily. His $40M Series B is funding automation that protects nonstandard apps at a fraction of

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Only 17% of businesses have automated payments. The other 83% are bleeding cash. With 86% reporting up to 30% of invoices overdue, manual AR isn't just slow โ€” it's expensive. The B2B and Digital Payments Tracker with American Express report shows why 2025 is the tipping point:

Only 17% of businesses have automated payments. The other 83% are bleeding cash. With 86% reporting up to 30% of invoices overdue, manual AR isn't just slow โ€” it's expensive. 

The B2B and Digital Payments Tracker with <a href="/AmericanExpress/">American Express</a> report shows why 2025 is the tipping point:
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From corporate billing to consumer checkout, real-time payments are entering a new phase of adoption. U.S. and Mexico are live while Canada preps for 2026. ๐ŸŒŽ Explore the latest data in our Real-Time Payments World Map with The Clearing House: hubs.ly/Q03sFClT0

From corporate billing to consumer checkout, real-time payments are entering a new phase of adoption. U.S. and Mexico are live while Canada preps for 2026. ๐ŸŒŽ

Explore the latest data in our Real-Time Payments World Map with <a href="/TCHtweets/">The Clearing House</a>: hubs.ly/Q03sFClT0
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๐Ÿ’ณ 35% of online purchases worldwide now happen through mobile wallets. It's not just Gen Z driving adoption, every generation is ditching plastic for digital, with in-store mobile payments hitting 21% globally. More in How the World Does Digital from PYMNTS Intelligence:

๐Ÿ’ณ 35% of online purchases worldwide now happen through mobile wallets. It's not just Gen Z driving adoption, every generation is ditching plastic for digital, with in-store mobile payments hitting 21% globally. 

More in How the World Does Digital from PYMNTS Intelligence:
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๐Ÿฆ ATTN Banks & Credit Unions On June 30th join i2cโ€™s Seth Perlman, KEMBA Financial CUโ€™s Gretchen Bartholomew, Belize Bankโ€™s Agata Ruta and UFCUโ€™s Sumeet Grover as they give you the inside details on how banks and CUs can move beyond one-size-fits-all strategies to win

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Consumers no longer just carry credit cards, they carry intentions. ๐Ÿ—“๏ธ On June 30th join i2c Inc.โ€™s Seth Perlman, KEMBA Financial Credit Union's Gretchen Bartholomew, The Belize Bank Limitedโ€™s Agata Ruta, UFCUโ€™s Sumeet Grover and PYMNTS' John Gaffney as they give you the inside

Consumers no longer just carry credit cards, they carry intentions. 

๐Ÿ—“๏ธ On June 30th join <a href="/i2cinc/">i2c Inc.</a>โ€™s Seth Perlman, KEMBA Financial Credit Union's Gretchen Bartholomew, The Belize Bank Limitedโ€™s Agata Ruta, UFCUโ€™s Sumeet Grover and PYMNTS' John Gaffney as they give you the inside
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Today's top stories on PYMNTS for June 18, 2025. 1๏ธโƒฃ US Seizes $225.3 Million in Cryptocurrency Tied to Investment Fraud Schemes hubs.ly/Q03sN09D0 2๏ธโƒฃ CFPB Wants to Scale Back Use of Civil Penalty Fund hubs.ly/Q03sMY9n0 3๏ธโƒฃ Klarna Becomes Latest FinTech Entering

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You earn $125K-$130K, have a 725 FICO score, yet you're maxed out on credit cards. Scott Sanborn from LendingClub says you're not alone. His message to high earners trapped in debt? "Reward good behavior, not debt." Enter LevelUp Checkingโ€”the account that gives 1% cash back

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The partnership gap: 62% of high-CLTV issuers monetize through co-branded deals versus just 25% of medium performers. Our exclusive study with Visa reveals how top players drive customer lifetime value through strategic collaboration. hubs.ly/Q03sGcGt0

The partnership gap: 62% of high-CLTV issuers monetize through co-branded deals versus just 25% of medium performers. 

Our exclusive study with Visa reveals how top players drive customer lifetime value through strategic collaboration. hubs.ly/Q03sGcGt0
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Agentic AI promises full autonomy. Reality check: 100% of service firms automated code generation, tech firms automated fraud detection. Everything else still needs humans. COOs surveyed say critical functions like cybersecurity and product innovation require constant oversight.

Agentic AI promises full autonomy. Reality check: 100% of service firms automated code generation, tech firms automated fraud detection. Everything else still needs humans. COOs surveyed say critical functions like cybersecurity and product innovation require constant oversight.
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90% of consumers want instant disbursements. Smart banks aren't picking sides between RTP and FedNow anymore. 58% now use both rails, turning either/or into and/both. Discover how multi-rail strategies are reshaping real-time payments in our Real-Time Payments Tracker with

90% of consumers want instant disbursements. Smart banks aren't picking sides between RTP and FedNow anymore. 58% now use both rails, turning either/or into and/both. 

Discover how multi-rail strategies are reshaping real-time payments in our Real-Time Payments Tracker with
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Your customers are shopping on mobile and buying from whoever makes it easiest. Join Visa Acceptance Solutions's Matt Swatzell for exclusive insights from the 2025 Global Digital Shopping Index on capturing this high-intent, always-on audience. โžก๏ธ Register now: hubs.ly/Q03sMKVr0

Your customers are shopping on mobile and buying from whoever makes it easiest. Join <a href="/VisaAcceptance/">Visa Acceptance Solutions</a>'s Matt Swatzell for exclusive insights from the 2025 Global Digital Shopping Index on capturing this high-intent, always-on audience. 
โžก๏ธ Register now: hubs.ly/Q03sMKVr0
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๐Ÿ’Š 34% of zillennials had their last healthcare visit remotely. Boomers? Just 5%. Yet 67% of Gen Z hit payment barriers despite being digital natives. Healthcare's digital transformation forgot about the billing. Discover why younger patients struggle to pay for the care they

๐Ÿ’Š 34% of zillennials had their last healthcare visit remotely. Boomers? Just 5%. 

Yet 67% of Gen Z hit payment barriers despite being digital natives. Healthcare's digital transformation forgot about the billing. Discover why younger patients struggle to pay for the care they
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๐Ÿšช Credit unions are missing out. While 65% of FinTechs work with software platforms and 61% with neobanks, just 40% partner with CUs. Slow, fragmented onboarding keeps partnerships from forming. FinTechs want in but CUs need to open the door faster. Learn how streamlined

๐Ÿšช Credit unions are missing out. While 65% of FinTechs work with software platforms and 61% with neobanks, just 40% partner with CUs. Slow, fragmented onboarding keeps partnerships from forming. FinTechs want in but CUs need to open the door faster. 

Learn how streamlined
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.X CEO Linda Yaccarino says the social media platform will โ€œsoonโ€ offer payments cards with an investment/trading option. Get the full story on PYMNTS hubs.ly/Q03s_24G0

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Supply chain finance is exploding. The $1.2 trillion market will double by 2033. Why? AI and automation are turning SCF from a treasury tool into a strategic tool. FIS executives Seamus Smith and Maurice Benisty explain how real-time data and embedded AR/AP systems are

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80% of highly automated firms worry about data security. For tech companies, it's 100%. The automation dilemma is real: more GenAI usage creates more privacy concerns, not fewer. As enterprises push deeper into AI territory, they're discovering that transformation comes with

80% of highly automated firms worry about data security. For tech companies, it's 100%. The automation dilemma is real: more GenAI usage creates more privacy concerns, not fewer. 

As enterprises push deeper into AI territory, they're discovering that transformation comes with
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๐Ÿšš 93% of truckers want instant payments if offered. Yet logistics companies prioritize fuel vendors over drivers when it comes to fast pay. While 97% ensure timely fuel payments, less than half show the same urgency for driver compensation. With RTP and FedNow rails available,

๐Ÿšš 93% of truckers want instant payments if offered. Yet logistics companies prioritize fuel vendors over drivers when it comes to fast pay. While 97% ensure timely fuel payments, less than half show the same urgency for driver compensation. With RTP and FedNow rails available,
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Today in Payments for June 20, 2025: Get all the details from todayโ€™s top trending stories, exclusively on PYMNTS! 1๏ธโƒฃ FinTech IPO Index Slips as Platforms Decline and Overtake Circleโ€™s 70% Surge hubs.ly/Q03t1Nc10 2๏ธโƒฃ Perplexity Rejects BBCโ€™s Legal Claims Over AI-Driven