Bank of England: Rates higher for longer. 3 (of 9) vote for a rate hike. The Market: We now expect a 1.25% policy rate cut next year (from 1% on Wednesday) and:

With just over 2 months remaining, some end of year tax tips... clarawealth.co.uk/end-of-year-ta…

I'm pleased to announce that I've recently qualified for the VouchedFor 2024 Guide to Top Rated Financial Advisers! Thank you for the support.

This is the whackiest thing I’ve read in a while: telegraph.co.uk/money/investin… And that’s just the advice given!

On hold with Aegon for 30 minutes. How can I possibly ever recommend this firm?

ECB has cut rates by .25% to 3.75%. Follows Canada yesterday and Sweden, Switzerland, Hungary and Czech Rep earlier (only Japan increased rates to >0 in March!) Who's next? UK-mkt pricing in 40% chance of cut in Aug and 70% chance in Sept. US - 17% chance in July and 68% in Sept

Erm, you buy a nice cheap S&P500 index fund and go on with the fun things in life? 🤷🏼‍♂️

This must be my favourite anecdote...

If you bought Microstrategy shares at the start of this millenium, you've still lost money. Meanwhile S&P 500 has returned 500%+! Don't take risks you don't need to take.

The The Telegraph is publishing its directory of Top Rated Advisers and I'm pleased to say that I'm featured. Thank for the kind reviews.

Our budget update. It remains to be seen how inherited pensions will be treated for income tax if not inherited by a spouse now that they will be subject to inheritance tax. clarawealth.co.uk/your-autumn-bu…

Headline tells you all you need to know...

Thank you to all my clients and everyone that has helped along the way for being voted a top rated advisor by Vouchedfor for the fourth year in a row.

The ride gets bumpy. Stay seated.

My surely soon-to-be-famous rule for buying a car: Spend no more than the greater of £20,000 or 1% of your net wealth. Less is fine — it's a cap, not a target.

I don't want to give the government any ideas but there are plenty of ways to hold cash or get cash-like returns in your Stocks & Shares ISA.

Bitcoin down on the year and underperforming inflation. FTSE 100 solves this!