Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile
Michael Cheung, CPA, CA

@kitandjoecfo

Fractional CFO | Helping $0-10M annual rev SMBs grow through expert financial oversight | Tweets & thread about small biz finance/accounting tips

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linkhttps://kitandjoe.com/ calendar_today29-01-2023 22:51:25

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Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Struggling with noisy financial reports? Here's how to change them into clear, decision-ready insights. Use our 13-week cash forecast and weekly scorecards to see cash flow clearly and make confident decisions. Want faster, better financial clarity? Book a free CFO Pulse call.

Struggling with noisy financial reports? Here's how to change them into clear, decision-ready insights. Use our 13-week cash forecast and weekly scorecards to see cash flow clearly and make confident decisions. Want faster, better financial clarity? Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Unit economics shows which products drive profit and where to raise prices or cut costs. See margin leaks fast. Treat your business like a CFO would—data that leads to decisions. Book a free CFO Pulse call.

Unit economics shows which products drive profit and where to raise prices or cut costs. See margin leaks fast. Treat your business like a CFO would—data that leads to decisions. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Struggling to set prices that stick? Pricing power starts with understanding your unit economics. When you know your true cost per unit, you can confidently set prices that protect margins and fuel growth. Want help mastering your unit economics? Book a free CFO Pulse call.

Struggling to set prices that stick?

Pricing power starts with understanding your unit economics. When you know your true cost per unit, you can confidently set prices that protect margins and fuel growth.

Want help mastering your unit economics? Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Struggling with end-of-month cash panic? See trouble 6–8 weeks early with a 13-week cash flow forecast. Know your payroll cliffs, tax dates, and vendor bulges before they hit. Book a free CFO Pulse call (link in bio).

Struggling with end-of-month cash panic? See trouble 6–8 weeks early with a 13-week cash flow forecast. Know your payroll cliffs, tax dates, and vendor bulges before they hit. Book a free CFO Pulse call (link in bio).
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Struggling with AR/AP cash flow sequencing? Master AR/AP sequencing for real cash discipline. Prioritize by impact, not due dates. Want a free 13-week template? Book a free CFO Pulse call. #fractionalCFO #cashflow #accountsreceivable #smbfinance #13week

Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Most SMB owners fly blind on cash. A 13-week forecast maps every dollar in and out for 90 days. You spot the crunch 6–8 weeks early. You chase AR, sequence AP, plan taxes. No panic. Cash clarity changes everything. Book a free CFO Pulse call.

Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

The 5-page monthly deck owners actually read. P&L bridge. Direct cash view. Unit economics. Balance sheet watchlist. Owner decisions page—3 clear next steps. Delivered by day 7. Book a free CFO Pulse call.

Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Scenario planning gives you 3 answers before the question hits. Build base, -10%, -20% cash views. Spot the gap 6 weeks early. Adjust payroll, AR, or capex before you're short. Book a free CFO Pulse call.

Scenario planning gives you 3 answers before the question hits. Build base, -10%, -20% cash views. Spot the gap 6 weeks early. Adjust payroll, AR, or capex before you're short. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Most budgets fail because no one commits. We fix this with Wedding Vows: a 20-minute meeting where every department head states their number, signs the page, and locks it in. Public commitment changes behavior. Book a free CFO Pulse call.

Most budgets fail because no one commits. We fix this with Wedding Vows: a 20-minute meeting where every department head states their number, signs the page, and locks it in. Public commitment changes behavior. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

The Owner's Page: 1 page that turns your monthly numbers into 3 clear moves. Last month's variances + this month's watch items + your next 3 decisions with owners and due dates. Book a free CFO Pulse call.

Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

A 13-week cash forecast shows payroll cliffs 6–8 weeks early. One owner spotted a $47K shortfall 5 weeks out and fixed it. Cash clarity buys you time. Book a free CFO Pulse call—we'll walk you through the system.

A 13-week cash forecast shows payroll cliffs 6–8 weeks early. One owner spotted a $47K shortfall 5 weeks out and fixed it. Cash clarity buys you time. Book a free CFO Pulse call—we'll walk you through the system.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Most SMBs hit $1M–$8M with a bookkeeper + CPA. That works—until cash gets tight, lenders want forecasts, or margins slip. You need CFO tools without the $150K salary: 13-week cash, 5-page deck, weekly scorecard. Book a free CFO Pulse call.

Most SMBs hit $1M–$8M with a bookkeeper + CPA. That works—until cash gets tight, lenders want forecasts, or margins slip. You need CFO tools without the $150K salary: 13-week cash, 5-page deck, weekly scorecard. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

5-page deck by day 7: P&L bridge, 13-week cash, unit economics, BS watchlist, owner decisions. 10-minute review. See the delta, driver, and next step—in plain English. Lender-ready. Book a free CFO Pulse call.

5-page deck by day 7: P&L bridge, 13-week cash, unit economics, BS watchlist, owner decisions. 10-minute review. See the delta, driver, and next step—in plain English. Lender-ready. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Most reports are noise. 40 pages, late, no next step. The fix: 5-page deck by day 7. Weekly 10-min scorecard. 13-week cash view. Result: fewer surprises, faster decisions. Book a free CFO Pulse call.

Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Pricing power starts with unit economics. Know your margin per customer, per product, per channel. Then you can price with confidence. Book a free CFO Pulse call.

Pricing power starts with unit economics. Know your margin per customer, per product, per channel. Then you can price with confidence. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Most SMBs have reports but no decisions. The 5-Pillar Company Pulse system gives you 13-week cash, a 5-page monthly deck, and weekly scorecards. Cash clarity. Faster decisions. Book a free CFO Pulse call.

Most SMBs have reports but no decisions. The 5-Pillar Company Pulse system gives you 13-week cash, a 5-page monthly deck, and weekly scorecards. Cash clarity. Faster decisions. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Lenders want a cash forecast, clean P&L, and proof you can repay. Most owners send last year's tax return. That's history. Banks need a forward view. Book a free CFO Pulse call.

Lenders want a cash forecast, clean P&L, and proof you can repay. Most owners send last year's tax return. That's history. Banks need a forward view. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Top 3 Cash Flow Mistakes SMBs Make: 1. No 13-week cash view—flying blind on payroll and tax dates. 2. Late reporting—decisions on gut, not numbers. 3. Budget ignored—no weekly scorecard or gap closure. Book a free CFO Pulse call.

Top 3 Cash Flow Mistakes SMBs Make:

1. No 13-week cash view—flying blind on payroll and tax dates.
2. Late reporting—decisions on gut, not numbers.
3. Budget ignored—no weekly scorecard or gap closure.

Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

AR/AP sequencing: pay bills in order of consequence, not arrival. Rank payroll & tax first. Accelerate AR collection. Time AP to cash inflow. See payroll cliffs 6–8 weeks early. Book a free CFO Pulse call.

AR/AP sequencing: pay bills in order of consequence, not arrival. Rank payroll & tax first. Accelerate AR collection. Time AP to cash inflow. See payroll cliffs 6–8 weeks early. Book a free CFO Pulse call.
Michael Cheung, CPA, CA (@kitandjoecfo) 's Twitter Profile Photo

Weekly scorecards: 10 minutes, 4 metrics, 1 question. Track pipeline vs invoiced, weeks of cash, AR days, margin %. Then ask: What do we adjust this week? Move from reactive to in control. Book a free CFO Pulse call.

Weekly scorecards: 10 minutes, 4 metrics, 1 question.

Track pipeline vs invoiced, weeks of cash, AR days, margin %. Then ask: What do we adjust this week?

Move from reactive to in control.

Book a free CFO Pulse call.