Great finish to 2023 for the S&P 500! Had to go through and update some total return figures on previous blog posts. "If every instinct you have is wrong, then the opposite would have to be right." cedarhillfinancialgroup.com/post/the-wisdo…

Buffet compares compound interest to rolling a snowball down a big hill, the bigger the hill, the bigger the snowball will grow. "You'd better be picking up snow as you go along because you're not going to be getting back up to the top of the hill again.” wix.to/Ky2Wft9

A recent Harris-Gaurdian poll found that 51% of Americans wrongly believe that unemployment is nearing a 50-year high, and more Americans incorrectly believe the U.S. economy is shrinking than believe it is growing. wix.to/AHDDuaN

As of January, the market was pricing in roughly 7 rate cuts this year, assuming with the inflation largely vanquished, the Fed would ease off. Recent comments by the Fed have called those cuts into question, with only 3 rate cuts now projected for 2024. wix.to/6vrhwCw

As you bid farewell to the workforce, you're faced with the task of turning the lump sum you've diligently saved into a steady stream of income to support your lifestyle in retirement. Enter the 4% Rule. wix.to/9w6DPCm

Every time this stat makes the rounds, I feel compelled to post the data on debt service payments as a percentage of disposable income. Still below prepandemic levels, and at very low levels compared to the average over the past 40 years. fred.stlouisfed.org/series/TDSP

At every point on this chart you could have made a plausible case that: 1) the future was dim 2) the young generation was lazy 3) politicians were screwing everything up

The pandemic may have ended, but the pessimism pandemic is still going strong. cedarhillfinancialgroup.com/post/america-s…

With inflation largely vanquished, and unemployment rising, there is no reason to continue to keep policy at levels that are this restrictive. wix.to/VpGm3Dn

Investors are expressing concern about how the outcome of the election will impact their portfolios. Everyone seems to think that if their candidate doesn’t win, the stock market will crash and burn, but is there really any truth to that assumption? wix.to/YAVikYf

You Weren't Supposed to See That by Downtown Josh Brown The Wager by David Grann

The cost of education is rising. Are you prepared? My latest blog post discusses the differences between 529 Plans and Custodial Accounts, helping you make the best decision for your child's future. wix.to/PwElp4M

Saying the market action the past few days has been negative would be an understatement. Thursday and Friday of last week was the 4th worst 2 day selloff in the last 75 years for the S&P 500. cedarhillfinancialgroup.com/post/tariffs-t…

If you spent a day scrolling through social media, you would probably develop an expectation of success that meant being a millionaire by your 30s. I recently finished reading Nick Maggiulli new book The Wealth Ladder, and he’s done some amazing work digging into the data on

cedarhillfinancialgroup.com/post/why-you-r…