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Very happy to see my windtable.co.uk website getting noticed! ukerc.ac.uk/news/transmiss…

From Molior (paraphrased Tim) "Over the past 2 weeks, the team visited 800 development sites with planning permission across London, and only seven developments commenced construction during Q2 2025".

I just recorded an interview with Russell Quirk for his Home Front property podcast that goes out on local radio stations around the country on Friday. I’m telling you, he’s coming back from the Dark Side. He’s beginning to see the light.

The FCA has had the tap on the shoulder. “Do what you need to do to open up the lending taps.” “But these rules were created to protect people from….” “Just do as you’re told. Off you go.”

If we wait for the government it won’t happen Kirstie. It can be fixed without them. All they should do is enforce existing regulations. Transaction times and volumes are the biggest problem and these can be fixed without government. We just need transparency.

MAY 2025's index is now live. The slide appears to be continuing. ottaproperty.co.uk/trends

Another fascinating dive into the latest property price data from the Land Registry with an ML twist! 👏 Also featuring £ per sqm and historic individual property price data over the last 5 years 😮

....nope

Last night I spoke to parents of a friend - mortgage-free homeowners in their late 60s. They have 3 buy-to-let rentals… Because combined household income lower than threshold, they will get winter fuel payments. But “immigration caused the housing crisis” is an easier sell

Amusing headline! What they mean is: Boomers’ll have to pay a little more tax than they expected, but the inheritance, whether through property, pension or small business their GenX and Millenial kids were hoping for is going to be gutted by tax and care! thetimes.com/business-money….

For a Ltd Co to be a “micro-entity” it must satisfy 2 of these criteria: 1) turnover <= £632K 2) <£316K on the balance sheet 3) <= 10 employees. So, pretty small! From Apr ‘27 even these entities will have to publicly file their P&L with Companies Hse 😳 changestoukcompanylaw.campaign.gov.uk/changes-to-acc…

When you're randomly followed by a senior alcohol research fellow 🫤 Just another Monday... 🤷‍♂️🤣

I got sick of the property market grifters, so I made my own property market index using machine learning. Here's a view of the property market, free from vested interests. To see more, go to: ottaproperty.co.uk/trends

more:

Real household disposable per head down 1% first 3 months of year.

All this outrage around potentially cutting the Cash ISA allowance by 75% (£20,000 down to £5,000) I don’t remember the same outrage when the capital gains tax allowance was cut 75% (from £12,000 down to £3,000) Or when the dividend allowance was cut 90% (from £5,000 down to

No… but there bloody should have been! And some of us did mutter about it at the time. Then again, we muttered about IR35 and the end of DB pensions and QE and Covid lockdowns and more QE and no one seemed to give a f*ck 🤷🏼‍♂️ Maybe this is the straw that breaks the 🐪’s back? Nah!

Beware: you may not be able to sell or remortgage your home until the Land Registry has recorded your purchase and that could take…. THREE YEARS. "HMLR is currently experiencing significant delays and it may take up to 3 years to register your purchase. Please see the latest

Is it odd that in the yr since Labour won the election and made their 1.5M 🏡 in 5yrs pledge, our 4 biggest 🏡 builders, responsible for 56K 🏡 out of 204K (27.5%) in ‘22, who might get to build >40K a yr more… have lost between 9.5% and 48% from their share price? 🤔🤷🏼‍♂️