Rich people act broke to blend in. Broke people act rich to stand out.

View your investments as if you were explaining them to a stranger. If they would be confused, it's not simple enough.

Today's accomplishments - Fixed washer - Scouted fishing spot for tomorrow - Watched 2 games of college football (so far) - Made new resources pages with the beehiiv 🐝 builder Let me know what you think 👇 cadeinvests.beehiiv.com/resources

Caught up on my backlog of emails this morning. Most interesting topics: - Gold performance - Big beautiful bill details - $7.4 trillion in MMF Details👇 --- Chart 1 - Gold Performance 3yr average growth: $GLD +25% $SPY +19% Particularity interesting given all we see

Choosing to drive a $30k car vs a $60k car is a $300,000 decision. Let me explain:

At the end of 5 years: (assuming 8% annual investing return) Mike: $0 Shaun: $32,900 But here's where it gets crazy.

Over the next 30 years the $32,900 Shaun invested will grow to $330,000. That new car Mike wanted cost him over a quarter million dollars and likely years of retirement.

YouTube update: Flop on the latest video. Went for something longer form but not seeing much traffic. Part of the game. New vid coming Thursday. 🙌

Does anyone know of a platform that will let you enter your individual ETF holdings and have it show you your exposure to individual stocks?

This quote goes in... “There are two types of wealthy people: those who desperately want you to know they are wealthy and those who desperately don’t.” —Mark Brooks

Wife: “Don’t buy anything dumb off Facebook Marketplace.” Me: “Is this still available?”

Current money market fund yields: Vanguard Federal Money Market Fund $VMFXX 4.21% Fidelity Government Money Market Fund $SPAXX 3.97% $100,000 cash in one of these would pay you ~$4,000. $100,000 cash in a normal bank account would pay you ~$400

ETF stacking over lunch 🙌 Added a little more $VOO and $QQQ

$VOO vs $VTI shouldn't be a debate. Pick one and invest.

10 year average annual return of a few popular ETFs. $VOO - S&P 500: +13% $VT - Total World: +10% $VGT - Technology: +21% $QQQ - Nasdaq 100: +18% $VTI - Total US Market: +13% $SCHD - Schwab Dividends: +11% $VYM - Vanguard Dividend: +10% Which will lead the next 10 years?

What $100K in $VOO can grow into: 10 years -> $236,000 20 years -> $560,000 30 years -> $1,300,000 40 years-> $3,100,000 New video up on how to do this, give it a search on YouTube👇

The S&P 500 has returned ~10% annually since 1926. But only 7 years in the past 50 landed between 8–12%. The “average” isn’t normal. Remember this as an investor.

I did a full YouTube video on: - Expected S&P 500 returns - What the data says is next - Tips to help you invest Watch it here: youtu.be/2byhGgnbWec

Don't have a budget? That's okay. But you at least need to track your spending for a couple of months. Apps to do this with: • Monarch Money • Personal Capital • Every Dollar • Mint Know where your money is going. Rule #1 in personal finance.

And just like that… First video to hit 1,000 views 🙌