Your Mortgage (@yourmortgageau) 's Twitter Profile
Your Mortgage

@yourmortgageau

YourMortgage.com.au offers you the latest interest rates, a selection of home loan calculators, and #mortgage news.

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linkhttp://www.yourmortgage.com.au calendar_today01-03-2010 04:08:54

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Australia’s housing crisis is severely impacting younger and older generations, whether they are renting or paying off a mortgage, according to two separate reports. yourmortgage.com.au/mortgage-news/…

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New research has found under 30s could become the new generation of landlords, pipping Baby Boomers in taking out recent investor loans. Your Mortgage's 'Home Loan Hindsight' survey unearthed the surprise finding. See👇for all the details: yourmortgage.com.au/mortgage-news/…

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The Reserve Bank of Australia (RBA) delivered long-awaited relief to borrowers on Tuesday, slashing the cash rate by 25 basis points in a move that will ease the pressure of high interest costs. Find out more: yourmortgage.com.au/mortgage-news/…

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A long-awaited cash rate cut was handed down this week and one lender wasted no time in passing it on – Athena. yourmortgage.com.au/mortgage-news/…

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As part of its participation in a Nationwide House Energy Rating Scheme (NatHERS) trial for existing homes, ING will be offering select mortgage borrowers and applicants a free energy rating assessment. yourmortgage.com.au/mortgage-news/…

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Major banks could soon enter a mortgage war, with borrowers in line to benefit as Westpac unveils a competitive new refinancing rate of 5.84% p.a. (comparison rate* 5.85% p.a.). yourmortgage.com.au/mortgage-news/…

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The Federal Government has announced a major overhaul of the yet-to-launch Help to Buy scheme ahead of Tuesday's budget. yourmortgage.com.au/mortgage-news/…

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The 2025 federal budget offers a few modest measures for Australians hoping to secure a mortgage, and it might have implications for interest rates. yourmortgage.com.au/mortgage-news/…

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Australia's biggest bank will ignore student debt in mortgage serviceability assessments if it's nearly repaid, and apply a lower buffer for those due to repay within five years. yourmortgage.com.au/mortgage-news/…

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NAB is now predicting the Reserve Bank of Australia (RBA) will slash the cash rate by more than a third over the next year – starting with a monster cut in May. yourmortgage.com.au/mortgage-news/…

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One of Australia's biggest banks has cut rates by as much as 55 basis points, boosting it to sit among the market's leaders. yourmortgage.com.au/mortgage-news/…

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One of Australia's largest banks has revisited its variable rates on home loans with offset accounts. Does that make it market-leading? yourmortgage.com.au/mortgage-news/…

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Long before Peter Dutton unveiled a proposal to let some first home buyers deduct their mortgage repayments, property investors were already doing it. So why is this tax break off-limits to all Australians? yourmortgage.com.au/mortgage-news/…

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Good news for mortgage holders: Inflation is back within target for the first time in over three years – and a rate cut could be just weeks away. yourmortgage.com.au/mortgage-news/…

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Looking for a lower home loan rate? Police Bank just dropped fixed rates to 4.99% p.a., offering one of the lowest deals on the market for first home buyers, refinancers, and investors. 👮 Head to our website for more details!

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Australia's largest lender has dropped the rate on its Digi Home Loan product to 5.84% p.a. – matching those offered by competitors. CommBank's Digi Home Loan is available to those applying directly to the bank, with both purchasers and new-to-bank refinances eligible.

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ANZ has cut fixed home loan rates to as low as 5.39% p.a., making its third rate reduction of 2025 ahead of the RBA's upcoming cash rate decision. That sees it advertising some of the lowest rate fixed products out there, though it's bested by the likes of Macquarie and BoQ.

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RBA meets next week – and a 25bp rate cut to 3.85% is widely expected. But some lenders aren’t waiting. A handful have already adjusted home loan rates. We’ve broken down what’s changed so far – check the site if you’re mortgage-watching.

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The RBA nhas delivered a second rate cut, slashing the cash rate by 25 basis points to 3.85%. Your Mortgage will be providing a running breakdown of lenders' reactions over the coming days and weeks – keep up to date with your home loan interest rate at yourmortgage.com.au.

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As recently as Monday, NAB forecast the cash rate would fall to 2.6% by early 2026 – but that prediction has now been walked back. NAB now expects the RBA to deliver 25bp cuts in July, August, and November, bringing the cash rate to a new forecast low of 3.1%.