Thinking your investments might be too risky? 📉

Peter McGahan explains how to gauge and balance risk to match your financial goals.

Learn why metrics like standard deviation are key.
#Investing #RiskManagement
irishnews.com/news/business/…

Banks’ willingness to lend is one of the greatest drivers affecting the housing market. And, the rate at which a bank lends drives affordability.

The higher the rate, the less people meet the affordability tests.

This lowers demand.

irishnews.com/news/business/…

You’ll not read this in the headlines - rates are falling and they continue to do so.

Don’t panic when considering rate rises.

Speak to your independent mortgage broker. business-live.co.uk/partners/mortg…

Happy Christmas to you and your families.

Enjoy making precious memories together 💚

It used to be the case that your local bank knew you, your family and they had a bit of clout when you applied for a mortgage.

Not so anymore! Be loyal to your bank balance – not your bank.

irishnews.com/business/2023/…

📈💡 Investment Wisdom: Common investment mistakes and useful tips 🚀📉

1. **Staying Calm**: Reading your investment reports can be tough, especially in a down market. It's natural to react emotionally, but crucial to control this instinct to avoid actualising losses.

2. **A…

⏰ One Year Ago Today ⏰

This time last year on World Kindness Day, we were so happy to announce that our CEO Peter McGahan was listed as one of the 50 Leading Lights in the UK for his kindness and leadership!

#Kindness #WorldKindnessDay
James Melville 🚜 EleanorMcGillie Ann Vandermeulen

In the investment game, sticking to your strategy is key, even when markets get wild.

Jumping to the latest 'hot tip' can be like abandoning a queue just as it starts moving.

Remember, past headlines often miss the mark—like the 'sure bet' on Capita that nosedived.

With…

Structured Kick out plans:
 
Investment ‘kick out’ plans are the equivalent of being told in advance that if a party is better than average at any point in the evening you will be asked to leave. And you get to go out into the rain and pay more to come back in. If the market has…

We are committed to:

🟢 recognising the menopause can be an issue in the workplace and women need support;

🟢 talking openly, positively and respectfully about the menopause and actively supporting and informing our team affected by the menopause.

#worldmenopauseday #pledge

Sometimes we need a reminder that our world is a place of beauty.

Bedruthan Steps, Cornwall. Photography by Sebastien Coell Photography.

Let’s support and buy from our amazing local businesses whenever we can.
They are the backbone of our economy.
Please retweet if you agree.
#BuyLocal

Approaching retirement?
Navigating through its emotional & financial maze is crucial!
Consider the 9 emotional needs psychologists highlight & ensure they're met to pave the way for sound financial decisions.
#Retirement #EmotionalWellbeing

Structured Kick Out Plans: Marketed with allure, but the reality?
Like being told to leave a party just as it gets good, only to pay more to re-enter.
#Investments #FinancialPlanning
irishnews.com/business/2023/…

Reasons to support your local businesses:

▶️Economic Impact
▶️Job Creation
▶️Sense of Community
▶️Local Charities
▶️Personalized Service
▶️Environmental Impact

#SupportSmallBusiness #ShopLocal

Pensions part five: Your retirement mop up irishnews.com/business/2023/…

Local businesses need our support. They are the engine room of our communities and local economies.
#buylocal

A beautifully told personal story by Peter McGahan on the positive impact of kindness, mentoring and education.

“Nothing beats kindness. It sits quietly beyond all things.”

Illustration by charlie mackesy

“Books are the quietest and most constant of friends and the most patient of teachers.”
- Charles W. Eliot

But since 2010, almost 800 local libraries have been closed across the UK, with the loss of 10,000 staff.