There's still time to apply for the Revive + Thrive Home Repair Program! The program provides affordable loans at 2% interest rate to cover the costs of necessary repairs for homeowners in participating Hamilton County jurisdictions outside of Cincinnati. Call 211 today!

Revenge spending happens when we overspend to make up for lost time or stress, like after a tough week or financial drought. Avoid regret by prioritizing what makes you happy, budgeting for unexpected spending, and being aware of your buying patterns.

Don’t miss WIN’s biggest night of the year! Join us Thursday, October 30 for WIN's 2025 Hall of Fame - The Homes That Hope Built: Building Futures! Celebrate our incredible Hall of Fame inductees and be part of an unforgettable evening. Secure your spot: WIN2025.GiveSmart.com

Predatory lenders target people with low income and poor credit, and take advantage of a lack of financial education. Educating yourself on predatory loans is one of the best ways of protecting yourself from them.

Loan Origination Fees: The upfront fee charged by a lender to process a loan application. The fee is typically 0.5% to 1% of the loan and covers services such as processing, underwriting, and funding.

Thank you to PNC Bank for sponsoring Working In Neighborhoods' 2025 Hall of Fame - The Homes That Hope Built: Building Futures at the platinum level! Your support empowers Greater Cincinnati families through homeownership, financial education, and community development.

Scammers come out of the woodwork after medical emergencies or natural disasters. If you think you might be a victim of a scam, report it to the Federal Trade Commission immediately at reportfraud.ftc.gov or by calling 1-800-FTC-HELP. #NationalPreparednessMonth

There's a lot happening in October! We hope to see you at a class, market, or event soon! Virtual Homebuyer Class: wincincy.org/event/virtual-… In Person Homebuyer Class: wincincy.org/event/homebuye… Boo Bash: wincincy.org/event/win-boo-… WIN Hall of Fame: wincincy.org/hall-of-fame/ #Cincinnati

Down payment requirements vary by person. Your credit score, debt, loan type, and other factors can influence your required down payment. Higher credit scores and lower debt-to-income ratios tend to allow for lower down payments.

Got homebuying questions? We have the answers! Register for WIN's next In Person Homebuyer Training Class to learn everything you need to know to be a successful homeowner! wincincy.org/event/homebuye…

Thank you to Integra Group for supporting Working In Neighborhoods' 2025 Hall of Fame: The Homes That Hope Built: Building Futures as a gold sponsor! Your generous contribution strengthens WIN's work in building sustainable, thriving communities. #WINBuildingFutures #WIN2025

WIN #FinanceTip: Know when your bills are due. Knowing when your bills are due can help you prepare for them. You won't be surprised or forget to pay them. It can also help you save early for yearly or semi-annual bills so you're not scrambling to find the money.

Four ways to stay safe online this Cyber Security Awareness Month! 1. Use strong passwords. 2. Turn on multi-factor authentication for increased protection on your devices or accounts. 3. Recognize and report phishing attempts. 4. Keep your software updated.

By shopping around and comparing credit card offers, you can make sure you're not paying higher interest or fees than you have to.

We're less than one week out from WIN's silent auction! Here are four more of the 100+ items up for bid. What do you have your eye on? Register at WIN2025.givesmart.com to be sent an email/text on October 9th when bidding opens! #Auction #SilentAuction #WINBuildingFutures

97% of WIN's Homebuyer Training Class customers would recommend the classes to a friend. Clients report a significant increase in their knowledge of the homebuying process and their confidence in achieving their goal of homeownership.

Want to lower your energy bill and save money? Here's four cost-saving habits to implement for Energy Awareness Month.⚡️ What cost-saving habits do you follow? Share them in the replies.✍️

Thank you to Union Savings Bank / Guardian Savings Bank for being the Title Sponsor at Working In Neighborhoods' 2025 Hall of Fame - The Homes That Hope Built: Building Futures! We're looking forward to an amazing night honoring our 2025 Hall of Fame inductees!

IRA contribution limits vary based on age, income, filing status, and whether you lived with your spouse anytime during the year. For a complete list of IRA contribution limits, visit irs.gov/retirement-pla…

Beekman Community Market is at the Carll Street Family Center Gym for the rest of the year! Come out to support Beekman Corridor gardeners, cottage producers, and crafters. #Cincinnati #BeekmanCorridor #CommunityMarket #SmallBusinesses #Entrepreneurs