What's the difference between a mortgage interest rate and an APR? A mortgage interest rate is the annual cost to borrow money for your home. It does not include any other fees or charges. An APR gives you a broader measure of your mortgage cost. consumerfinance.gov/ask-cfpb/what-…

Cuidado con los esquemas Ponzi. Investigue la oferta y verifique la licencia antes de invertir. youtube.com/shorts/AG5D-2W…

Diversification spreads your money across different investments to reduce risk. Here's how to do it: 1. Invest in stocks, bonds, and cash. 2. Hold various stocks and bonds in different sectors like consumer goods, healthcare, and tech. investor.gov/introduction-i…

Did you find brand-name items at unbelievable prices on social media? Be careful! Scammers often impersonate real companies. Always: •Research seller •Check prices elsewhere •Avoid risky payments like gift cards consumer.ftc.gov/consumer-alert… #scams #bargins #shopping

Honored to have received @Utahstatebar's Cyber Pioneer Award. I'm not a lawyer or an expert technologist, but I do love working under the leadership of Utah Gov. Spencer J. Cox, in partnership with Rep JeffersonMoss, Senator Cullimore, Rep Jordan Teuscher, and Sen Mike McKell, and with my

Business owners must submit Beneficial Ownership Information to Financial Crimes Enforcement Network (FinCEN) because a new law helps combat financial crimes and clarify ownership. Businesses formed before this year must submit their information by Jan 1, 2025. For more details, visit fincen.gov/boi.

Curious about the benefits of registering your LLC as a decentralized autonomous organization (DAO)? DAOs are a hot topic in the business world. Check out our blog post for five reasons to consider taking this route for your business: blog.commerce.utah.gov/2024/03/27/the… #business #Utah

Don't miss UAC's 2024 Annual Convention September 10-12, 2024 in Provo! This event is the largest meeting of county elected and appointed officials in the state of Utah. Learn more and register at: e.givesmart.com/events/Dsf/ Utah Assoc. Counties #utahassociationofcounties

¿Alguien que conoces quiere que inviertas con él? Verifique que tengan licencia y tenga cuidado con los argumentos de venta de alta presión. youtube.com/shorts/_PtsESp…

Our offices are closed today in observance of Labor Day.

Cuando se trata de inversiones, tenga en cuenta que hay alguien que habla mucho. Si no se proporciona la documentación para su revisión, no invierta youtube.com/shorts/fhXx08N…

September is National Preparedness Month. You can start preparing for a rainy day by learning the fine art of #budgeting. Here are some helpful tips on how to budget from #NASAA: bit.ly/3YyrPVg #NationalPreparedessMonth

Utah secures $42.5 million in restitution, fines, and penalties in a real estate investment fraud case brought by the Utah Department of Commerce’s Division of Consumer Protection against Real Estate Workshop. Utah Division of Consumer Protection Utah Attorney General Read more: blog.commerce.utah.gov/2024/09/04/new…

Huge victory for our Utah Division of Consumer Protection in holding perpetrators of fraud accountable. “Companies like this are a blight on Utah’s reputation as they erode trust in the economy.” abc4.com/news/wasatch-f…

Be on the lookout for Recovery Scams. Fraudsters who use this tactic will say they can recover money you lost from an earlier failed investment. They may even impersonate legitimate brokerage firms. Spot the #scam before they take your money: bit.ly/3yeTVdq #FINRA

Starting your own business requires a lot of planning. Here are ten steps you should follow to get your new business off the ground: sba.gov/business-guide… #business #startingabusiness

Buying a home? Don't forget about closing costs! 🏠 Here's what to know: •Buyers will likely need to cover closing costs, but sellers might foot some of the bill. •Keep an eye on common fees like appraisal, title insurance, and prepaid expenses. consumerfinance.gov/ask-cfpb/what-…

Exciting news for Utah entrepreneurs and business owners! Next week, we are launching a new tool that will make it easier for you to check name availability, reserve your business name, and register your business all on the same day. corporations.utah.gov/ori/

As election season ramps up, it’s a good time to remind people not to click on unsolicited links in texts or emails or give information to non-government websites that ask for things like images of your ballot, driver license number, or other personal info. #Election2024 🗳️🇺🇸

A free trial is tempting, but it could cost you if you're not careful. 1. You'll be charged if you don't cancel on time. 2. The online ad you saw may not be from the company selling the product.  3. Look for info on how to cancel future shipments. consumer.ftc.gov/articles/getti…