Been studying suitability and risk personalities of late.. Wondering how IFAs are responding to latest FCA risk report. ATR not the answer

Just read interesting abstract from Psychological science, reinforcing cyclical time over linear time planning boosts actual saving actions

@chamytath @brettking Interesting, but isn't the key not the size of the community, but the TOM to leverage it - waiting for Goog innovation

Will Facebook start the entry of social media into financial services?.Once they start building any momentum, will ISA/401k top ups follow

Next battle ground for digital wealth solutions will be around engagement marketing. KYC is going to go to a whole new level in next 12mths

New forms of verification, validation, and screening are emerging with huge potential in terms of security, user experience, and onboarding

Bringing digital processing, automated identity verification and recognition together with CMS & CRM is the key to customer engagement today

Risk profiling is not advice, it is a means to creating a link to an asset allocation. US robos are not advisors, but they are automated IMs

a lean fit body shape can only be attained through a combo of clean nutrition, an intensive exercise program, and the use of hypertrophy.

At doppio east london. Great coffee in a cool coffee shop for baristas

Reading google maps..circular reasoning with an arrow that turns you forever round!

Martians.. interesting observation on the human spirit, innovation and toughening out. A lesson in the right stuff

Coffee#2 vintage cinema meets coffee in the grunge mkt of east london #shoreditch close up cinema

With so much advancement in screening and fraud detection why are uk banks still imposing £10k transfer limits and charging £30 in branch??

World of algos is forever expanding. Saw next gen biometrics voice validation and risk modelling in a single day all of course with apis

Heard also that Facebook is looking to introduce empathy emocon. Not sure why they aren't already deploying a semantic approach on platform

Uk might be Fintech hub but actually isnt the home of the early adopters and integrators..ironic really but maybe legacy is just too weighty

Insurance claim lesson check if your doctor is registered.Having a gnc number is not enough. Insurers are reducing options to reduce claims.

Is london transport the only subway operator to use fabric #opulence ?

Saw eftmatic are launchibg from beta; wonder if current market volatility helps robos or not? Us track records yet to be revealed #robo