Roddy.eth (@roddyspearman) 's Twitter Profile
Roddy.eth

@roddyspearman

Digital Marketing Manager etsy.com/shop/CreativeC…

ID: 1479956749599735808

calendar_today08-01-2022 23:22:51

725 Tweet

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Roddy.eth (@roddyspearman) 's Twitter Profile Photo

A straightforward 6-step plan to crush debt in 12 months — no fluff, just action. #BudgetPlanner #PersonalFinance RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Make monthly reviews non-negotiable. Use this checklist to stay ahead of surprises. #NetWorth #PersonalFinance RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Two realities: one with chaos, one with control. Which finance story are you choosing? #BuildInPublic #Fintech #PassiveIncome RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Shrink your bills without sacrifice. 5 simple rules to cut monthly spend and keep quality of life high. #SmartBudgeting #FinanceTips RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Numbers don't lie — track them. Your dashboard should answer: Where is cash going? #MRR #Revenue #SaaS RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Tracking wins. Here's what changes when you actually track income and expenses. #SmartBudgeting #WealthBuilding RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Tiny habit changes that doubled my savings rate. Pick one and start this week. #FinanceTips #WealthBuilding RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

One number that proves tracking pays. How much could you save in a year? #NetWorth #SmartBudgeting RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

i predict banks will start showing 'safe-to-spend' in their app natively -- not a plugin. tbh cash-flow forecasting (like what we built at FinTracker.ai) will be tabl RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form:

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Before: blowing $127/week on random food runs. After: $4.2k saved in 6 months by switching to a $127 budget, auto-save rules, and our Safe-to-Spend tracker at FinTrac RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

14-day 'no small buys' challenge -- drop $5 daily impulse spends. Skip 14 days = $70 saved. route that into a $127 buffer. ngl the tiny wins compound. try it and trac RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form: tinyurl.com/2bdu6al8

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Confession: last year I almost missed payroll -- $3.7k short the day before payday. felt awful. built a simple cash-flow forecast in FinTracker.ai, added a 7-day cush RT, Comment, Like to get Free access for 1 Month & DM me for Access. Fill the form:

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Major life event coming? Start with timeline, update cashflow, build a short-term buffer, and track net worth impact. Log costs the first week and use FinTracker.ai's Savings Challenges or Paycheck Survival Mode to prepare. #FinancialPlanning #SaveMoney #FinTrackerAI

Major life event coming? Start with timeline, update cashflow, build a short-term buffer, and track net worth impact. Log costs the first week and use FinTracker.ai's Savings Challenges or Paycheck Survival Mode to prepare. #FinancialPlanning #SaveMoney #FinTrackerAI
Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Quick 30-min cashflow audit: list income, sort recurring vs variable (use FinTracker.ai's Monthly Budget Dashboard and Bill & Subscription Tracker), spot the top 3 leakers, and set a weekly spending check. Monthly tracking makes shocks manageable. #TrackYourSpending

Quick 30-min cashflow audit: list income, sort recurring vs variable (use FinTracker.ai's Monthly Budget Dashboard and Bill & Subscription Tracker), spot the top 3 leakers, and set a weekly spending check. Monthly tracking makes shocks manageable. #TrackYourSpending
Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Measure net worth monthly: snapshot contributions, market moves, debt changes, and % vs last month. Use FinTracker.ai's Net Worth Tracking and Balance Sheet to automate snapshots and trend lines. Celebrate consistency. #PersonalFinance #TrackYourProgress

Measure net worth monthly: snapshot contributions, market moves, debt changes, and % vs last month. Use FinTracker.ai's Net Worth Tracking and Balance Sheet to automate snapshots and trend lines. Celebrate consistency. #PersonalFinance #TrackYourProgress
Roddy.eth (@roddyspearman) 's Twitter Profile Photo

How do you adjust financial goals after a move, baby, or career shift—tighten the budget, extend timelines, tap savings, or reallocate investments? A practical tweak: update your Monthly Budget Dashboard and enable Paycheck Survival Mode. Try #FinancialPlanning #goals

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

What's your biggest cashflow leak right now? Subscriptions, dining out, impulse buys—or something else? Name it, then use FinTracker.ai's Bill & Subscription Tracker and Safe-to-Spend to plug the gap. #MoneyMatters #MonthlyBudget #FinTrackerAI RT, Comment, Like to get

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

I saved for a move by treating it like a monthly bill: set a target, split it over 6 months with a Savings Challenge, and tracked contributions weekly in the Monthly Budget Dashboard. Seeing the balance climb made it painless. #FinTrackerAI #SmartBudgeting #GoalSetting RT,

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

Rule of thumb: aim for 3–6 months of essential living costs. If a major life event is pending, lean toward 6+ months and keep it liquid in a Savings Challenge or emergency sinking fund. Use Safe-to-Spend and Paycheck Survival Mode to protect runway. fintracker.ai

Roddy.eth (@roddyspearman) 's Twitter Profile Photo

1) Add baseline baby costs (diapers, formula, gear) into the Monthly Budget Dashboard 2) Build a 3–6 month buffer as a Savings Challenge or sinking fund 3) Create sinking funds for one-off big buys 4) Update cashflow weekly; use Safe-to-Spend for day-to-day 5) Track net worth to