2023 is set to bring concerns about #creditcard fee structures and economic turmoil. The way #merchants accept in-store payments is changing. This will make for a tumultuous year in payments and merchant services. Read more: ow.ly/vbwW50LXtwu #A2A #loyalty #POS

#Regulation II complicates matters for #debitcards. One outcome of #DoddFrank was the requirement for dual-message routing. The industry implemented controls for single-message transactions, but it is more complex for #CNP transactions. Read more: ow.ly/BzU550M75pG

Prepaid #mobile subscriptions provide low-commitment options. With expanding technology, #prepaid mobile will connect people through #smartphones and serve as the primary connection to high-speed #internet. Read more: ow.ly/ojuP50McYnO

Mercator Advisory Group continues its annual series on market trends in the #openloop #prepaid market. We expect a robust environment, with the largest segments; general purpose open-loop #giftcards and financial services cards trending strong. Read more: ow.ly/J0Ls50McZ8e

“Can #ElonMusk pull it off? Absolutely. But the challenge will be convincing the public that @Twitter is a safe place to do something beyond sharing an opinion.” Read more from Jordan Hirschfield of MercatorAdvisory Group: ow.ly/ObAi50Mem2y #payments #banking

We present the 2022 forecasts results, the state of the #prepaidcard market, and 2023 projections. The prepaid market is a fast-growing payment segment. In 2023, we expect the market to flourish. Read more: ow.ly/Oxpz50Mes4E #digitalwallets #fraud #GPRcards #regulations

This report provides an overview of the secured credit card market in the United States. #Securedcards are a type of #creditcard that requires a security deposit—used as collateral by the #bank—to establish the initial #credit limit. Read more: ow.ly/Ggu250MeQY6

Over half of users utilize voice-activated conversational platforms to send money to friends or family online. Our recent Buyer PaymentsInsights consumer survey report examines U.S. consumers’ #shopping habits for goods and services. Find out more: ow.ly/cv7F50Mk4IV

We continue our annual series on the commercial #prepaid market. Mercator Advisory (now Javelin Strategy) expects a positive environment for #commercial #closedloop cards with growth in non-governmental aspects and more growth in government closed-loop programs. Read more: mercatoradvisorygroup.com/product/u-s-co…

Mercator Advisory Group has found that consumers shopped in-store 22% less during the pandemic than before. Consumers shifted purchasing behavior from in-store shopping to online shopping and curbside pick-up during the pandemic. Read more: ow.ly/xbZ750Mv3MV #payments

Gen Z must be a priority for all #merchants and their service providers. Merchants need to build relationships with #GenZ to rack up sales and have relationships with young consumers that could last for decades. Read more: ow.ly/Ab2I50MA6CA #payments #BNPL #p2ppayments

This viewpoint reviews the developments and trending movement of #fintech as it relates to the corporate transaction #banking space, which in effect, is regarded as #B2B and #B2G use cases with all the attendant products and services. Read more: ow.ly/hqYM50MEBRg

Have you heard? Mercator Advisory Group will soon fold into Javelin Strategy & Research. Follow Javelin Strategy now to continue receiving the research insights, news and updates you know and trust. #paymentsresearch #paymentsinsights #payments

Mercator Advisory Group will soon become part of Javelin Strategy & Research! Don’t miss any payments news or insights from this thought leadership powerhouse. Follow Javelin Strategy now. #paymentsresearch #paymentsinsights #payments

Have you heard? Mercator Advisory Group will soon fold into Javelin Strategy & Research. Follow Javelin Strategy now to continue receiving the research insights, news and updates you know and trust. #paymentsresearch #paymentsinsights #payments

The U.S. #credit market continued toward stabilization in 2022 but faced hurdles, including rising #interestrates, strained budgets, and a highly competitive market. We expect conditions in 2023 to deteriorate #creditcard portfolio performance. Read more: ow.ly/CBmi50MQEUf

Mercator Advisory Group will soon become part of Javelin Strategy & Research! Don’t miss any payments news or insights from this thought leadership powerhouse. Follow Javelin Strategy.

The 2022 study by Mercator Advisory (now Javelin Strategy) confirmed 2021 results, despite high inflation beginning to impact the economy at the time of the survey. 77% said the #EWA program helped them save money. Read more: ow.ly/jM1h50MRVnQ #earnedpay #payday DailyPay #ondemandpay

The Credit Card Data Book is a two-part publication that covers the U.S. #creditcard market. The first part focuses on environmental factors, while the second part focuses on internal dynamics such as issuer portfolios and risk assessment. Read more: ow.ly/oUwH50MRVIT

Mercator Advisory Group is officially part of the Javelin community. We will no longer be posting here. Follow Javelin Strategy now to keep up with the same great insights and so much more.