I really hope that another answer was "The program where Ophira Eisenberg and Jonathan Coulton keep telling people they don't need to answer in the form for a question"

No surprise here, this has been rumored for a month or so. justice.gov/usao-ndtx/pr/f…

Weird experience today. @sofi sent me a marketing offer for a credit card and bank account. They opened the bank account, but couldn't verify my identity for the credit card, and pointed me at ... my Experian credit report that showed they pulled my credit?