Lumos Data (@lumosdata) 's Twitter Profile
Lumos Data

@lumosdata

Stronger Data for Stronger Decisions @ Lumos
Empowering Financial Institutions to discover actionable insights through data
Specializing in Small Business data

ID: 1475849852114321411

linkhttp://www.lumosdata.com calendar_today28-12-2021 15:23:43

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$586 Thousand doesn’t go as far as it used to 🎈 Amazingly, we are back to the old normal. Q4’s average loan size has roughly the same purchasing power of the average loan size of the SBA 7(a) program in the 5 years preceding the pandemic stimulus roller coaster.

$586 Thousand doesn’t go as far as it used to 🎈
 
Amazingly, we are back to the old normal. Q4’s average loan size has roughly the same purchasing power of the average loan size of the SBA 7(a) program in the 5 years preceding the pandemic stimulus roller coaster.
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Voluntary prepayment rates for small business loans in the SBA program are continued to trend downward in 2025. Loans originated in 2020 had the highest prepayment rate in 2025 at approximately 21%. Makes sense, peak prepayment is typically in Year 5-6 of the life cycle.

Voluntary prepayment rates for small business loans in the SBA program are continued to trend downward in 2025. 

Loans originated in 2020 had the highest prepayment rate in 2025 at approximately 21%. Makes sense, peak prepayment is typically in Year 5-6 of the life cycle.