Real estate agents are an essential part of the home buying process. 🏠 They know your local area, they have connections that can win you the house you love, and their negotiation skills will help you stay within your budget. Use these tips to help you choose an agent who will be

What is a loan-to-value ratio? ➗ An LTV ratio is not as complicated as it may sound. 📝 Learn how to calculate your LTV ratio and how it may impact your loan and monthly payments right here. bit.ly/3D3Tkut

You're probably hearing a lot about inflation and interest rates right now. But what exactly does this mean for the housing market and you, as a potential buyer? 🏠 Our article here explains the definition of a recession and how it can sometimes turn into an opportunity for buye

Today we honor the brave men and women that have served our country. All of us at FHM salute you and appreciate all of the sacrifices you have made to keep us safe. 🇺🇸

No matter what the housing market looks like, we at FHM always have so much to be thankful for! Hoping that all of you enjoy the holiday season with your loved ones.

Happy New Year from all of us at FHM! We are looking forward to all that 2023 will offer.

Today we honor the life and legacy of Martin Luther King Jr. We celebrate all he did in the fight for justice, equality, and peace.

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Happy Valentine's Day! 💘💝 I hope your day is full of love and happiness. 😁💌

On this Presidents Day, let's remember the words of our past leaders and the ideals they fought for. May their legacies continue to inspire us today. 🗽

If you're looking to buy a home this year with a VA loan, you'll be glad to know the the funding fees for these loans have been reduced! 🙌 These reductions apply to all VA loans, regardless of your down payment amount. Get in touch with me and my team to see how this can help yo

There is some exciting news for FHA mortgages! 🎁 Yesterday, the FHA announced that they are cutting mortgage insurance premiums by 30 basis points. ⬇️ This is expected to reduce housing costs by an average of $800 annually 💰 for homebuyers and homeowners in 2023. Learn more abo

EXCITING NEWS! FHLB Grants are increasing from $7,500 to $12,500 for first-time homebuyers and from $10,000 to $15,000 for community partners! Expected to release on Feb. 21, 2023, FHM is proud to offer the Affordable Housing Program, which provides eligible low-to-moderate incom

Wishing you the best of luck today and always! ✨ Cheers to a St. Patrick's Day filled with four-leaf clovers and smiles. 🍀😁

Utilizing a mortgage buydown can be an effective way to temporarily save you money on your monthly payments and help you get into your dream home faster. Get a detailed look at how buydowns work and answers to common questions about them here. bit.ly/40fnt3b

📣 Calling all real estate agents! 🏡 FHM is hosting a free, online Master Class on Monday, April 17, 2023 at 11 AM to help you learn the basics of creating engaging videos for your business social media channels! Register to attend via Zoom for free here. bit.ly/FHMmcvid

Today, and every day, let's commit to taking care of our beautiful planet 🌍 Happy Earth Day! 🌱🌳💚

¡Feliz Cinco de Mayo! 🇲🇽 I hope you celebrate with a lot of tacos, tequila, and good friends. 🌮

On this Memorial Day, we remember all of the brave individuals that sacrificed their lives for our freedom. 🇺🇸

Happy 4th of July! 🇺🇸 I hope your day is filled with good food, friends, and fireworks. 🎆