One thing about us — we don’t follow the crowd. We’re contrarians. Thinkers. Builders. If a strategy worked in the mortgage industry before, it probably won’t work now. So we reinvent. We innovate. We go way outside the box. And honestly? That’s been our advantage. Every time

Humility accelerates growth. It lets a man learn faster, act wiser, and lead without arrogance. True strength is quiet, disciplined, and aware. —Joe Shalaby

Growth isn’t comfortable. It comes from facing fear, mastering adversity, and moving forward even when the world doubts you. Commit to progress. Outlast the noise. —Joe Shalaby

These ladies were awesome — made the whole challenge a good laugh. 😄

Life becomes richer when you stop avoiding challenges and start using them to build resilience and wisdom. Growth begins the moment you face difficulty with purpose instead of fear. —Joe Shalaby

If you want to grow fast, go alone. If you want to go far, collaborate. That old proverb is painfully true in the mortgage world. This industry is an ocean — and on your own, you’re just a tiny fish trying to survive the waves. But when you collaborate? When you link up with

Time is the one resource you never get back. Guard it with the same seriousness you guard your goals, because how you spend it determines who you become. —Joe Shalaby

Doubt is a shadow that lingers only when you stay still. The moment you move, you outrun it and start building a version of yourself fear can’t touch. Keep stepping forward. —Joe Shalaby

Here’s the real secret: Brands don’t sell products — they sell feelings. Disney sells nostalgia. Cartier sells love. Apple sells identity. So if you’re trying to sell anything, stop listing features. Nobody cares about specs. Sell the feeling. You’re not selling a coffee mug…

A strong mindset shapes every challenge. It turns obstacles into opportunities, fear into motivation, and setbacks into lessons that push you closer to growth. Your mind decides how far you’ll really go. —Joe Shalaby

Strength without humility is wasted. When paired together, it becomes wisdom — guiding your actions instead of overpowering them. Lead with strength. Temper it with humility. —Joe Shalaby

A team member once told me, "Joe, I don’t need you to fix everything. I just need you to see me." That changed everything. Leadership isn’t about having all the answers. It’s about showing up, listening, and caring first. Connection comes before control. See people. Lead

I don’t care about money right now. My focus is one thing: market share. People say they don’t have leads, marketing, or technology. My answer? I’ll get you all of it. Because this season isn’t about profitability — it’s about positioning. It’s about domination. I grew up in

Time tests discipline. How you use it today determines whether tomorrow brings results or regrets. Every choice compounds — make each one count. —Joe Shalaby

Family flourishes when fathers lead through patience, integrity, and consistent presence. Actions matter more than words or promises — showing up builds trust and shapes the next generation. —Joe Shalaby