Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile
Jack Lumsden, MBA, CFP®

@jacklumsdencfp

Financial Advisor, Assante Financial Management Ltd.

ID: 1488059653

linkhttps://jacklumsden.com/ calendar_today06-06-2013 15:39:42

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16 Followers

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Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

To maintain your purchasing power you need to be able to increase your income in retirement, much like an annual pay raise while you were working. livesocial.seismic.com/tivrFE

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

To align your sources of capital with what is important to you, and what your family wishes to accomplish, your Retirement Road Map should outline your strategy in the following five key areas livesocial.seismic.com/tJxrxR

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

The retirement income and cash-flow planning process should review your withdrawal rates over time taking into consideration: livesocial.seismic.com/tXDcU1

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

If you're wondering how to turn your savings into the lifestyle you've imagined, our R5 #retirement Process™ can help you replace your paycheque, reduce taxes, and live with more confidence. livesocial.seismic.com/tMwa-F

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

As part of the retirement income planning puzzle, there are several unique risks or challenges that you must account for in your planning for retirement that are different from the risks when simply saving for retirement livesocial.seismic.com/t6z45C

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

Created an Action Plan: Using a step-by-step GPS (Game Plan Strategy), we outlined how to transition into #Retirement smoothly—and stay on track for the long haul livesocial.seismic.com/tb7vB1

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

To align your sources of capital with what is important to you, and what your family wishes to accomplish, your Retirement Road Map should outline your strategy in the following five key areas livesocial.seismic.com/t0IS_P

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

If you're wondering how to turn your savings into the lifestyle you've imagined, our R5 #retirement Process™ can help you replace your paycheque, reduce taxes, and live with more confidence. livesocial.seismic.com/tCtso3

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

Retirement today is more complicated than ever — and more personal. Whether you're five years away or already retired, you want to know your income will last, your taxes won't eat away your savings, and your plan can keep up with real life livesocial.seismic.com/tWvojY

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

Created an Action Plan: Using a step-by-step GPS (Game Plan Strategy), we outlined how to transition into #Retirement smoothly—and stay on track for the long haul livesocial.seismic.com/tnZnqV

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

While this rule can be good to review when you are 40 years old and planning to retire at 60, you can't base your entire retirement strategy on this rule as it doesn't apply directly to real life without adjustments livesocial.seismic.com/tj5Jfd

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

The years just prior to retirement and after retirement are the key times for planning to create retirement income.  If you have poor market performance just prior to and in early retirement, it can dramatically reduce long-term income. livesocial.seismic.com/tipoYO

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

Before we leave the subject of RRSPs and TFSA, I want everyone to look in their binders and tell me how much money you were paying monthly on your debts before you took my excellent advice and paid off all loans that weren't tax deductible livesocial.seismic.com/tjZZ--

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

To align your sources of capital with what is important to you, and what your family wishes to accomplish, your Retirement Road Map should outline your strategy in the following five key areas livesocial.seismic.com/tuf2tJ

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

Before we leave the subject of RRSPs and TFSA, I want everyone to look in their binders and tell me how much money you were paying monthly on your debts before you took my excellent advice and paid off all loans that weren't tax deductible livesocial.seismic.com/tNHKh7

Jack Lumsden, MBA, CFP® (@jacklumsdencfp) 's Twitter Profile Photo

That's why this final step is about reviewing your full #plan every year, and adjusting it to keep everything working together livesocial.seismic.com/tS_Vzl