To maintain your purchasing power you need to be able to increase your income in retirement, much like an annual pay raise while you were working. livesocial.seismic.com/tivrFE

To align your sources of capital with what is important to you, and what your family wishes to accomplish, your Retirement Road Map should outline your strategy in the following five key areas livesocial.seismic.com/tJxrxR

The retirement income and cash-flow planning process should review your withdrawal rates over time taking into consideration: livesocial.seismic.com/tXDcU1

If you're wondering how to turn your savings into the lifestyle you've imagined, our R5 #retirement Process™ can help you replace your paycheque, reduce taxes, and live with more confidence. livesocial.seismic.com/tMwa-F

As part of the retirement income planning puzzle, there are several unique risks or challenges that you must account for in your planning for retirement that are different from the risks when simply saving for retirement livesocial.seismic.com/t6z45C

Created an Action Plan: Using a step-by-step GPS (Game Plan Strategy), we outlined how to transition into #Retirement smoothly—and stay on track for the long haul livesocial.seismic.com/tb7vB1

To align your sources of capital with what is important to you, and what your family wishes to accomplish, your Retirement Road Map should outline your strategy in the following five key areas livesocial.seismic.com/t0IS_P

When retirement planning, you may want to view your spending in three different phases livesocial.seismic.com/t7PZ7O

If you're wondering how to turn your savings into the lifestyle you've imagined, our R5 #retirement Process™ can help you replace your paycheque, reduce taxes, and live with more confidence. livesocial.seismic.com/tCtso3

Retirement today is more complicated than ever — and more personal. Whether you're five years away or already retired, you want to know your income will last, your taxes won't eat away your savings, and your plan can keep up with real life livesocial.seismic.com/tWvojY

When retirement planning, you may want to view your spending in three different phases livesocial.seismic.com/t6IYEo

Created an Action Plan: Using a step-by-step GPS (Game Plan Strategy), we outlined how to transition into #Retirement smoothly—and stay on track for the long haul livesocial.seismic.com/tnZnqV

While this rule can be good to review when you are 40 years old and planning to retire at 60, you can't base your entire retirement strategy on this rule as it doesn't apply directly to real life without adjustments livesocial.seismic.com/tj5Jfd

The years just prior to retirement and after retirement are the key times for planning to create retirement income.  If you have poor market performance just prior to and in early retirement, it can dramatically reduce long-term income. livesocial.seismic.com/tipoYO

Before we leave the subject of RRSPs and TFSA, I want everyone to look in their binders and tell me how much money you were paying monthly on your debts before you took my excellent advice and paid off all loans that weren't tax deductible livesocial.seismic.com/tjZZ--

To align your sources of capital with what is important to you, and what your family wishes to accomplish, your Retirement Road Map should outline your strategy in the following five key areas livesocial.seismic.com/tuf2tJ

Before we leave the subject of RRSPs and TFSA, I want everyone to look in their binders and tell me how much money you were paying monthly on your debts before you took my excellent advice and paid off all loans that weren't tax deductible livesocial.seismic.com/tNHKh7

If your uncle's head gets any more swollen, we won't be able to get him out through the door later livesocial.seismic.com/tTkkZs

Throughout retirement you will want to review and update your strategy in the four pillars: livesocial.seismic.com/tof9JK

That's why this final step is about reviewing your full #plan every year, and adjusting it to keep everything working together livesocial.seismic.com/tS_Vzl