Very interesting statistic judging off our common understanding of pollution across the world. Sadly, 'despite all this growth we've still lost a total of 958k km^2 of forests over the same period.'

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'...large investors … aren’t bidding up prices. Instead, they go for lower-priced homes that might otherwise go to first-time buyers. The big advantage they have is the ability to pay cash...The large buyer can then finance to pull cash out'

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Afraid of fraud risk from your tenants? I bet you haven't heard of a down payment insurance program or tenant legal liability. Let's talk.

Happy dog, happy tenant?
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'The biggest Q1 surge in demand was in Seattle, Dallas, Austin and Las Vegas.'

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We will continue to see new underwriting standards in both the loan and insurance realms of multifamily. The main factors driving insurance costs are LOSSES, copper vs. aluminum wiring, breaker type, roof condition, and occupancy.

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Walkways, roads, and other paved surfaces may not be covered unless stated in the policy.

Expenses associated with excavation, grading, backfilling, and building foundations are usually not covered.

Certain property types are typically excluded from coverage, such as money, accounts, bills, land, piers, docks, and wharves. Additionally, animals (except stock) and crops located outside the property are excluded.

Professional liability is excluded from commercial property policies. If you offer professional services, such as property management or consulting, you need a separate professional liability policy.

Insurance policies have a 'pollution exclusion' clause, meaning they don't cover bodily injury or property damage caused by pollutants, such as smoke, chemicals, and waste. Property damage from pollution or environmental contamination is not covered.

CGL policies exclude coverage for intentional or wrongful acts like assault, battery, or property damage. Courts consider intent when determining if an act was accidental or intentional. Policyholders should be aware of these exclusions to avoid legal issues.

Vandalism at a commercial property resulted in broken windows and graffiti, disrupting business operations. By leveraging our network and expertise, we facilitated a smooth claims process, swiftly restoring the property and minimizing financial impact. #ClaimsManagement

Tenant negligence led to a fire in a retail space, causing significant property damage. Our proactive risk management strategies and comprehensive coverage ensured our client received full compensation for repairs and lost income.

#RiskMitigation #FireClaim

A severe storm damaged the roof of a commercial building, causing leaks and interior damage. With thorough documentation and swift action, we ensured our client's claim was expedited, covering repair costs without delay.

#InsuranceSuccess #StormDamage

Stay ahead of insurance trends in the multifamily sector. From emerging risks to regulatory changes, our expertise keeps your investment protected and profitable.

Commercial auto insurance may include 'non-owned auto coverage,' extending protection to vehicles not owned by the business but used for company purposes, a detail frequently overlooked by employers with employees using personal vehicles for work-related tasks.