If you’re doing any last-minute holiday shopping, make sure to do it with a #rewards credit card. But be careful — like I told CreditCards.com, it can be easy to go over your #budget when you’re trying to chase rewards. creditcards.com/credit-card-ne…

Being #furloughed doesn’t guarantee that your credit score will go down. But it will if you take out high-interest loans or rely on credit cards as a result. Here’s my advice in Moneywise on keeping your credit score high on #furlough: moneywise.com/a/moneygeek-cr…

You need at least a 700 FICO score to get a #debt consolidation loan. But if you’re below that, you can easily get it with a loan cosigner. I talked to FOX Business recently about my other tips on getting a debt consolidation loan with bad #credit: foxbusiness.com/money/get-debt…

Thinking of starting a $business? You’re going to have to put yourself in #debt. But what not every business owner understands is there’s bad debt and better debt. I talked to Laura D. Adams, MBA about how to tell the difference between them. quickanddirtytips.com/money-finance/…

Want more productive employees? Offer them financial education. I know that sounds weird. But studies show that employees struggling financially spend hours sorting out those problems at work, so offering them resources to help is a win-win situation. entrepreneur.com/article/359411

Lending #money to friends or family is a difficult line to cross. If it goes wrong, it can damage your relationship — so if you want to do it right, read my advice below. Although there are four different scenarios, they all should teach you to be careful. debt.com/ask-the-expert…

Start the new year with a better budget. President of Coto Insurance & Financial Services, Vicki Gunvalson and I will teach you how on Dec. 30! Join the Financially Fabulous Facebook group today at tinyurl.com/FinanciallyFab… today to gain access to this FREE event.

Start the new year with a better budget. President of Coto Insurance & Financial Services, Vicki Gunvalson and I will teach you how on Dec. 30! Join the Financially Fabulous Facebook group today at tinyurl.com/FinanciallyFab… today to gain access to this FREE event.

One of the most important financial lessons to come out of the pandemic is that Americans can live within their means. And when they do, they’re able to pay off debt, like I told USA TODAY Money here: usatoday.com/story/money/20…

One of the most important financial lessons to come out of the pandemic is that Americans can live within their means. And when they do, they’re able to pay off #debt, like I told USA TODAY Money here: usatoday.com/story/money/20…

I spoke to Howard Dvorkin from Debt.com about mutual funds: “Any fund that charges a 12b-1 charge, you should avoid like the plague. Over time, the difference between 1% and 1.25% will add up and negatively impact your returns.” My latest for @MONEY👇 money.com/what-are-mutua…

If you want to prepare for emergencies later in the year, it’s time to cut back now. I told GOBankingRates ways you can save #money now, even with COVID-19 uncertainty. gobankingrates.com/saving-money/b…

I told CreditCards.com that people commit financial infidelity for three reasons. They're either ashamed, insecure, or get a thrill out of it. You can't help people for that last reason, but you can help people who struggle with the first two. creditcards.com/credit-card-ne…

How Business Owners Can Help Their Employees — And Help Themselves, Too hubs.li/H0HGk490 Written by Howard Dvorkin of Debt.com

How do you get your employees to perform better? You make sure they're financially literate. That's what research from the SHRM says. I wrote this column for Forbes on how you can offer resources to your employees. forbes.com/sites/forbesfi…

There are a million experts who will give you a million different takes on which debts you should tackle first. Mine is simple: You should prioritize debts that would threaten your basic needs if left unpaid. I explained to GOBankingRates... gobankingrates.com/money/financia…

Every year since 2018, Debt.com has asked Americans about their credit card spending. This year's survey will be one of our first glimpses into how the pandemic has affected them. Take the survey here, and enter for the chance to win $250 ➡️ bit.ly/3s7nchQ

Fixer-upper homes from 75 years ago are now being sold for $460,000 cash and getting nearly 100 offers. As a #debt expert who also invests in real estate, I can tell you this: We’re heading for a really rough ride once interest rates rise and demand ebbs. youtube.com/watch?v=EBb9zf…

I told the South Florida Sun Sentinel why I'm worried about inflation, homebuying, and car buying. Here's why:

If you're shopping for #PrimeDay today, be careful. It's much easier to overspend when you're shopping online with a credit card than it is in-person with cash. Listen to this episode of Money Life Show with Chuck Jaffe for my tips on saving today: moneylifeshow.libsyn.com/osterweis-vata…