🦔 Only 3.3% of Microsoft 365 users who try Copilot Chat actually pay for it. Microsoft has 450 million commercial Microsoft 365 users, many of whom now get Copilot Chat for free. The company touts 15 million paid Copilot seats with 160% year-over-year growth, but that's a small

🦔 Sam Altman: "A kid born today will never be smarter than AI, ever… We will think how bad those people of the 2000's had it." My Take This is a guy selling AI telling you AI will be smarter than every human who will ever be born. Take the source into account. There's a

🦔 Banks are trying to find buyers for tens of billions of dollars in loans tied to Oracle's data center projects. At least $56 billion worth of construction loans backed by Oracle's future leases have been given investment-grade ratings to attract insurers and private credit

🦔 Data centers will consume 70% of all memory chips produced in 2026, according to a Wall Street Journal report. The shortage is spreading beyond computing into automotive, TVs, and consumer electronics. RAM makers have downsized or discontinued production of legacy chips to

🦔 The Dow is dropping 400 points, the S&P 500 is falling 0.8% and is now negative for the year, and the Nasdaq is declining 1.1%. Bitcoin fell below $67,000 after breaking below the key $70,000 support level. Silver dropped as much as 16% after plummeting nearly 30% last Friday.

🦔 Wall Street is calling it the "SaaSpocalypse." The S&P North American software index dropped 15% in January, its worst month since October 2008. Anthropic's Claude Cowork legal plugin this week sent Thomson Reuters down 16%, LegalZoom down 20%. Microsoft had its worst month in

🦔 Satya Nadella announced Microsoft needs an "engineering quality czar" and appointed Charlie Bell, who used to lead security, into the new role. The company also hired Google Cloud's president for customer experience to take over security. Nadella's post doesn't say why

🦔 $610 BILLION... That's the combined capex from just four companies in 2026: Amazon ($200B), Google ($180B), Meta ($125B), and Microsoft ($105B). Almost all of it going into AI infrastructure. My Take That's more than the GDP of Sweden. More than the entire global

🦔 Satya Nadella is describing what he sees as the death of traditional SaaS. Instead of software applications with built-in business logic, he's pitching a future where AI agents handle the logic and apps become thin interfaces on top. "Your business logic in our AI" is how he

🦔 "Rent now, pay later" is on the rise. Companies like Flex, Livble, and now Affirm let renters split rent into multiple payments throughout the month. Flex has 1.5 million customers sending $2 billion a month through its system. The catch: one renter paying $1,850/month was

🦔 Waymo's "self-driving" taxis are being guided by workers in the Philippines. During a Congressional hearing, Waymo's chief safety officer admitted that when vehicles encounter tricky situations, they send requests to human operators overseas who view real-time camera feeds and

🦔 Deepfake fraud has gone "industrial" according to researchers at the AI Incident Database. Tools to create tailored scams are now inexpensive and easy to deploy at scale. An MIT researcher says fake content can now be produced by pretty much anybody with effectively no barrier

🦔 Microsoft's January Patch Tuesday update is now being blamed for slowing down Nvidia graphics cards. Users are reporting 15-20 fps performance losses, flickering, shadow artifacts, and frame generation errors. Nvidia has confirmed they're investigating and advised users to

🦔 Stellantis announced a $26.2 billion write-down as it "resets" its EV strategy. The company is canceling electric vehicles, resizing its battery supply chain, and pivoting back to trucks and SUVs with V8 engines. Stellantis follows Ford's $19.5 billion write-down in December

🦔 Young people are quitting social media and going analog. A Deloitte survey found nearly a third of Gen Zers deleted a social media app in the past year. Global social media use has declined almost 10% since its 2022 peak, with the drop most pronounced among teens and

🦔 Goldman Sachs has been working with Anthropic for six months to build AI agents that automate accounting and compliance roles. Embedded Anthropic engineers are co-developing autonomous systems for trade accounting, transaction reconciliation, and client onboarding. Goldman's

🦔 Apple is preparing to let third-party AI assistants like ChatGPT, Claude, and Gemini work inside CarPlay. Until now, Siri has been the only voice assistant allowed to operate within the interface. The change would let drivers access AI chatbots through spoken queries without

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🦔 The AI boom is causing shortages across the economy. Five companies (Amazon, Google, Microsoft, Meta, Oracle) are on track to spend $700 billion this year on AI infrastructure, nearly double what they spent in 2025 and equal to three-quarters of the US military budget.