One Big Beautiful Bill Act (OBBBA) 2025 tax updates: There ARE some benefits, no matter your income level. Standard deduction=Permanent (adjusts w/ inflation) Seniors=New $6k deduction Child Tax credit 📈 to $2,200 📈 state & local tax deductions tr.ee/gQox6K

The Big Beautiful Bill (OBBBA) is changing consumer protections: The CFPB’s funding=Cut 50% This agency helped Americans recover $21B + saved $6.1B/year in overdraft/NSF fees. Less funding = Less resources to hold banks/lenders accountable. 👀 Details: tr.ee/gQox6K

The One Big Beautiful Bill Act (OBBBA) is changing tips + overtime taxes. Through 2028, no taxes on tips up to $25k + overtime up to $12.5k, meaning more money for you. This is just 1 part of the OBBBA. There’s more in the bill impacting your wallet. tr.ee/9CgVYC

The One Big Beautiful Bill Act (OBBBA) = Big tax changes • Private mortgage insurance (PMI) is deductible • Auto loan interest deduction for American-made cars • Changes for charitable giving rules • 1099-K threshold not dropped All the changes: tr.ee/1T1fFz

The One Big Beautiful Bill Act (OBBBA) is shaking up your taxes in 2025. Prep now by working with a tax pro so you’re not stressing next April. Tight budget? The Volunteer Income Tax Assistance (VITA) program gives free tax help in all 50 states + D.C. tr.ee/tSTDW3

The One Big Beautiful Bill Act (OBBBA) is changing SNAP. That means seniors, kids, veterans + people with disabilities may see cuts. Hard timing - groceries are up ~24% since 2020 + new tariffs could 📈 🧮 The Math = $200B lost from SNAP over 10 years. tr.ee/1T1fFz

The One Big Beautiful Bill Act (OBBBA) = Big healthcare cuts • Medicaid: ~12M lose coverage by 2034, ~$1T in cuts • Medicare: Lawful immigrants are ineligible & $490B cut from 2027-2034 • Warnings of rural hospital closures & tougher Obamacare access tr.ee/1T1fFz

Money might not buy happiness, but it does buy: 🔧 Stability 📊 Choices 🔓 Freedom 🧘 Peace of mind We’re launching a 10-part series because when money’s tight, everything gets harder. And when you manage it well, life opens up. Peek @ all 10 reasons: tr.ee/MaTdIB

Save a little, stress less. Even starting with $5 a week adds up. $100 a week=$5,200 in a year Even a small savings cushion, even if you just start with $5 a week, can transform how you handle life’s curveballs, from emergency bills to surprise plans. tr.ee/ojX92N

Short on cash? Skip the stress and borrow smart by looking into: • Cash advance apps • Personal loans • 0% APR credit cards • Home equity loans like HELOCs • Buy Now, Pay Later (BNPL) Each has pros, cons, & risks. Compare before you borrow 🔗 tr.ee/WPsbQ5

On 9/17, the Fed cut its benchmark rate to 4.00–4.25%—the first 2025 cut. Avg 30-yr mortgage rates have dipped to 6.26% (lowest in ~12 mos). Waiting for prices or rates to drop more? You could be waiting a long time. Is it the right time for you? 🔗tr.ee/9SB5qv

#bitcoin hit $125k for the first time ever, peaking at $125,700 on Sunday, 10/6. 🔗 tr.ee/st216l Get early access to the scoop on where BTC is going in and more in our Beyond The Balance newsletter: tr.ee/AKzVtE

💸 Need $50 fast? We tested a bunch of instant loan apps so you don’t have to. We applied, timed how long it took to get the money & tell you the real costs after fees. Some were instant, & some made us wait. Here’s the ones actually worth your time: tr.ee/6f3RR5

Gen Z’s avg credit score hit 676 (the national avg is 715). Rising prices, student loan payments, and stricter rules make it harder to build a score. Find ways to boost your credit score: tr.ee/83dVaI Grab early access to insights like this: tr.ee/AKzVtE

Happy Halloween from your favorite finance friends 👻 Here’s to enjoying the treats and skipping the financial tricks this spooky season.

The U.S. government has been shut down for 36 days - the longest ever. 1.4M federal workers have missed paychecks and have thankfully been able to turn to USAA 0-interest loans to cover food, rent, and medical bills. Get all the details 🔗 tr.ee/ZR6VJs

"With the shutdown stretching on..focus on essentials...Pause extra savings, debt payments & adjust spending where possible. These moments are temporary. What matters most is protecting stability & avoiding big financial moves until things normalize" - Erin Kinkade, CFP®, ChFC®

Here’s to the heroes among us—neighbors, friends + family. We thank you 🙏 Today, here's financial tips to help those who’ve given so much. Get the financial scoop every vet should know: tr.ee/V5jPOZ

Groceries are 30% ⬆️ than in 2020. Those jumps are colliding with new tariffs, weather shocks + a shrinking turkey supply. Stores are slashing turkey $$ to win you, but the rest of your cart isn't cheaper. Find ways to control of your budget now. 🔗 tr.ee/I8E33S

Black Friday: Record $11B+ online..yet low consumer confidence Thanksgiving→Cyber Monday: $44B Behind the boom • Prices still high • Buy Now Pay Later + credit usage rising • Mobile shopping up 50%+ • AI deal alerts found the lowest-priced items 🔗 bit.ly/4a28BNv