We are on a conference call with Freddie Mac, getting updates about the new refinance programs.

Happy New Year!

I posted a new photo to Facebook http://fb.me/uIOd8kCH

I posted 2 photos on Facebook in the album "Jake & Kyle" http://fb.me/Jpwkojyv

We would like to wish one of our favorite employees a very Happy Birthday today! Happy Birthday Lane Martin Aldrich!

http://www.deseretnews.com/article/700143994/BYU-football-trio-has-become-blood-brothers.html?pg=3 http://fb.me/S7tgSxxw

Tomorrow night is our customer appreciation party at Hillcrest Park in Orem! If you have done a mortgage with us... http://fb.me/A5BYUPmA

The grills are lit and the burgers are sizzlin! All First Colony customers in the Utah County area, come on over... http://fb.me/Hdc7G5Ft

We would like to wish First Colony Mortgage's twins a very Happy Birthday! Happy Birthday Maddie Thomas and Chloé... http://fb.me/NNQQ5AgW

My first/next home I would like to purchase is located in __________

My first/next home I would like to purchase is located in __________.

What is involved in the mortgage process? goo.gl/5CcrL

Secrets to getting a mortgage with so-so credit money.cnn.com/2011/07/05/rea…

Industry Wants Better Explanation on Loan Disclosure Reform-Last week, as reported here the new Consumer Finan..tinyurl.com/3es82bf

Have you visited our website? It has mortgage tools, loan program info, online applications, and even some glamor... http://fb.me/zqeTN9io

We reserved a private screening for Harry Potter and the Deathly Hallows this Saturday morning at the University... http://fb.me/170PJsL0T

We are giving away 20 tickets in packs of 4 for our private screening of Harry Potter on Saturday at 9 am at the... http://fb.me/RZDSONzc

Trivia Question #1 for the tickets- this is an easy one- what is the name of Harry Potter's owl? Text the answer... http://fb.me/yH5WeqWl

Congratulations to Nicole Hopkins! She is our winner for the 1:00 pm trivia round. See you all at 2:00 pm!

There are some Bank of America executives here showing us some industry analysis and predictions. Interesting stuff!