Today, we also released the Fiscal Year 2024 FHA Annual Management Report. The report details the accomplishments within our single family housing, multifamily housing, and healthcare programs, and highlights FHA's 90th anniversary. hud.gov/sites/dfiles/H…

Today we announced nearly $30 million in Green and Resilient Retrofit Program awards to multifamily properties across 23 states to support energy efficiency and climate resilience renovations of more than 4,700 homes: hud.gov/press/press_re…

In a newly posted draft, we’re proposing updates that will allow greater flexibilities for borrowers using income received from individuals renting space in borrowers' homes to qualify for an FHA-insured single family mortgage:  hud.gov/program_office…

FHA portfolio reports covering September 2024 activity are available now. In September, FHA insured more than 67,000 single family home mortgages, 48 multifamily mortgages, and 24 healthcare facility mortgages. Access the reports: hud.gov/program_office…

We’ve announced new loan limits for calendar year 2025 for our Single Family forward and Home Equity Conversion Mortgage insurance programs. Loan limits for most of the country will increase in the coming year due to continued home price appreciation: hud.gov/press/press_re…

FHA portfolio reports covering October 2024 activity are available now. In October, FHA insured more than 73,000 single family home mortgages, 35 multifamily mortgages, and 16 healthcare facility mortgages. Access the reports: hud.gov/program_office…

Today we’ve posted for feedback our proposed Optional Reimbursement of Claim Alternative. This draft policy is intended to support lender liquidity by allowing servicers to receive reimbursement of tax and insurance advances earlier in the process: hud.gov/program_office…

We’ve completed our Single Family Defect Taxonomy used for Title II mortgage program servicing loan reviews. The Servicing Defect Taxonomy provides greater transparency regarding FHA’s servicing loan review process: hud.gov/sites/dfiles/O…

FHA Multifamily policy announced today creates a new category of mortgages FHA will insure on properties where at least 50 percent of the rental homes are targeted to individuals and families with incomes at or below 120 percent of the Area Median Income: huduser.gov/portal/hud/mor…

Changes to the FHA Multifamily program decrease the required debt service coverage ratios (DSCRs) and increase the maximum allowable loan-to-value/loan-to-cost (LTV/LTC) ratios for mortgages on properties that offer rent-assisted affordable rental homes: huduser.gov/portal/hud/mor…

HUD recently closed a $60.2M Rental Assistance Demonstration Transaction to preserve affordable housing in Atlanta, GA. The transaction will help develop, preserve, and rehabilitate 282 existing rental homes for low-income individuals and families. hud.gov/press/press_re…

FHA’s newly revised Single Family underwriting guidance will allow rental income from individuals renting space inside a borrower’s home to be included as part of FHA qualification when the borrower has 12 months of history of receiving this income: hud.gov/sites/dfiles/O…

HUD awarded nearly $137 million in grants to increase affordable housing and supportive services for seniors and people with disabilities. The funds help create and repair rental homes, provide rental assistance, and connect tenants with vital resources. hud.gov/press/press_re…

Today we published our updated set of permanent options for mortgage servicers to help borrowers with FHA-insured single-family mortgages keep their homes or otherwise avoid foreclosure when they fall behind on their mortgage payments. hud.gov/press/press_re…

Today we appointed seven new and returning members to serve on the Manufactured Housing Consensus Committee, a Federal Advisory Committee supporting HUD on manufactured housing construction and safety standards: hud.gov/program_office…