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A10. Think about what expenses are coming. Set aside time at the beginning of the school year to map out what expenses are coming. Place those items in your home budget. Get the budget template here: thestay-at-home-momsurvivalguide.com/become-master-… Experian #CreditChat

Experian A9. Reach out to your community. Check the school or school district to see if there are any programs/clubs that offer free school supplies. Reach out to your local ymca, Salvation Army USA or Boys & Girls Club, too. They often offer free or discounted school supplies. #creditchat

Experian A10) Sometimes supply lists and what is actually needed are different—wait until open house and see what the teacher says or keep receipts just in case. #creditchat

Experian A10. Waiting too long to go shopping 😖 By the time I got to the shelves, all the more inexpensive items were gone and I was left buying top dollar for namebrand paper. Never again 🙄 #creditchat

A10. Share supply lists w/ friends. See if you can shop together to save by buying in bulk. Learned the hard way to ALWAYS keep receipts (in case of a return) + you can scan for cashback apps! #creditchat

Experian A10. Don’t make a mistake I did and wait til the last few days to back to school shop many items with be out of stock and then you end up paying more! #CreditChat

Experian A10 Waiting too late to shop. Everything is limited or out of stock, plus it a bit more expensive than usual. #creditchat

Nia Those Buy Nothing groups are amazing! #CreditChat

Experian A10: waiting til the last minute 🫠 fighting the crowds w/ 3 kids last year was not fun so we utilized our Walmart+ membership and had the supplies delivered to the house for free! If you are apart of an assistance program they offer the membership for half price too! #CreditChat

Shay💋 Experian A10b Waiting till the last minute for back-to-school shopping to costs sanity in addition to money #CreditChat

Experian A10: buying all name brand, only to have it destroyed by the end of the year. Never did it again #CreditChat

It’s almost time for our raffle. Thanks so much for joining our #CreditChat today! We’re grateful for all of your helpful tips.

💾Save this to read later! "3 Back to School Reminders for Gifted Students" mommytalkshow.com/back-to-school… #CreditChat

Experian Adriana Ocañas Money Fit American Consumer Credit Counseling Joyce Brewer | Atlanta TV Host | On-Camera Host Gina Young Jaimi Erickson | Founder of The SAHM Guide Nia Thank you all so much for being here with us today! #CreditChat

Join next week’s #CreditChat. Remember to RSVP for a chance to win a $50 Amazon gift card: experian.com/blogs/news/abo…

A10b Our Back-to-school post from 2023 still very valid today: moneyfit.org/back-to-school… #CreditChat

We are now using Rafflecopter to randomly choose a winner for our giveaway. Drum roll, please! #CreditChat

Congrats to this week's winner Shay💋! Your prize will arrive via email. Thanks for joining this week's #CreditChat, everyone. 🎒🧑‍🧑‍🧒‍🧒🚸📆 See you next week!