Do you remember when you joined Twitter? I do! #MyTwitterAnniversary

Events Countryside Kenya Hey,
I saw that work in the industry travel.
I just wanted to tell you that I really appreciate your work.

I am excited and looking forward to attend this webinar.
You can also register here : shorturl.at/mqKZ9

#ImpactingYouthsInTourism #YoungchangeMakers #SustainableTourism

🔥
INTERNATIONAL HERITAGE, HOSPITALITY & TOURISM (IHOST) CONGRESS & EXPO

Hybrid participation
21-22.July #Mombasa #Kenya

Get the details and register:
🔗 ihostcongress.com 

For all tourism related stakeholders a must 🙋‍♂️🌈☀️
#Travel #Tourism #IHOSTCongress & #IHOSTEXPO

Let's meet in #Lusaka Visit Zambia ICCA Africa #AMS2022 #MICE @VoiceOfEMAK Friends of Tourism Events Association for Kenya Business Events Events Countryside Kenya Tracommy Inner kenya events Sustainable Travel & Tourism Africa-Consulting The Business Events Podcast Event Management Journal Events and Sports Kenya @JrnlPolRsrchTLE KenStar Adventures Mixology Events Kenya ltd Africa Events Travel Skippy Adventures Tours & Events

Alice Abok Visit Zambia ICCA Africa Friends of Tourism Events Association for Kenya Business Events Events Countryside Kenya Tracommy Inner kenya events Sustainable Travel & Tourism Africa-Consulting The Business Events Podcast Event Management Journal Events and Sports Kenya @JrnlPolRsrchTLE KenStar Adventures Mixology Events Kenya ltd Africa Events Travel Skippy Adventures Tours & Events MICE Hub Africa Travel Week Machis Events(Creating The Best, Day Ever.) Tourism & Hospitality Association -TUM Tourism Students Association of Kenya TogetHER Women in Tourism and Events International Live Events Association International Event Management & Venue Finding Society For Sustainable Events The Sustainable Events Forum TSEF🌏 Hello,

You may register for the Africa MICE Summit using the following link.

app.glueup.com/event/60546/re…

Kindly take note of the #DISCOUNTED early bird tickets of $100 for the 2 day conference, that will be running for the next 14 days up to 9th August, 2022.

#AMS2022
Africa MICE Summit

Your Lamu plan for the year is here👇👇👇

Plan early, lipa Pole pole....

#travel #lamu

To ensure a productive and long-standing recovery, the tourism sector must incorporate lessons learned from current crises and ensure better preparedness for the future.

#Sustainability

P.S.
If you loved this thread, you would love my e-book on financial literacy

It entails personal finance management skills as well as investing fundamentals

It will teach you how to manage your personal finances and start investing in the right way

Get it in the link below👇

That's it on how you should get started with saving & investing once you land your job.

If you enjoyed this thread:

1/ Follow me Gichuki Kahome for more amazing threads.

2/ Retweet the first tweet in this thread so that other people may see it.

Finally:

Remember that saving is as important as spending.

Invest in meaningful experiences that will enrich your memories as you grow old.

Also, learn early on that money is never enough. Don't die chasing more money.

13/ Run, then walk.

Try to save and invest as much money as you can early in your career for maximum returns in your retirement.

Money invested earlier grows more than money invested later.

Compounding money is also easier than saving money.

Make sure you have opened the following accounts:

1/ A money market fund account- savings for short term expenses

2/ A CDS account - for investing in the NSE

3/ A CDS account(with CBK) - for investing in Treasury bonds

4/ A Invest with Hisa account - for investing in US stocks & ETFs

12/ Prioritize liquidity.

No matter how valuable an investment may be, it's of no practical value to you unless it's liquid when you need to cash out.

Investors perish if they have no liquidity.

11/ Remember Cash is King

Cash is the most basic building block of a portfolio.

You should never run out of cash to meet your expenses.

If you keep the cash portion of your portfolio secure, it can hold up the rest of your wealth through the worst times

10/ If Total Assets x Expected Annual Return < Expected Savings,

This means that your savings are earning you more than your investments, so you should focus more on saving more money

However, if your assets can earn you more than your savings in a year, focus more on investing

9/ Saving is for the poor, investing is for the rich.

With small amounts of money, focus more on saving more money or increasing your income first.

Worry less about investing returns as they do not matter that much in the short term.

8/ Why is it important?

- It will help you avoid selling your long term assets whenever you have a financial emergency.

- It will help you sleep well at night knowing that you have a financial back up

- It will come in handy in case of a future job loss, or any other emergency

7/ Create an Emergency Fund.

Once you have a good foundation in personal finance management, it's now time to get ready with investing.

An emergency fund is a pool of resources that should cover your normal expenses for a minimum period of 6 months.

6/ For Money Market Funds:

- They require as little as Sh 100 to get started.

- You can add up your savings at any time and with any amount.

- You also get to access your money within 2-3 days

To learn more about MMFs, see this thread:

twitter.com/kahome_steve/s…