When you sit down and write out a budget, you might just realize that things aren't as bad as they seemed.

May is a brand-new month, and its right around the corner, so now is the perfect time to start. Make a FREE plan with my team's budgeting app, EveryDollar!

If you do these 5 things, you will win with money 100% of the time:
1. Stick to a written plan—a budget.
2. Get out of debt.
3. Live on less than you make.
4. Save and invest money.
5. Be outrageously generous.

Ignoring God's role in our success is a dangerous place to be, because it puts the full burden of the outcome on our shoulders—and our shoulders just aren't big enough.

I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS.

When you change your language like that, it forces you to dream together. It forces you to communicate. It creates a level of unity

Right now, today, in most major markets, homes that are on the market are getting multiple offers. It’s far from a crash—quite the opposite. Don’t believe everything you read on the internet.

Move your little battery car over, George Kamel 🤣

What's your biggest pet peeve when driving?

Join us for the ultimate debt-free vacation! You've done the hard work and lived like no one else—and you're part of the community of people who have kicked debt to the curb for good and saved for the future. Now it’s time to celebrate your freedom!

We’re thrilled to invite you

Honored to spend some time with
Vivek Ramaswamy on The Ramsey Show today. Thanks for stopping by, my friend.

HOW TO MAKE A BUDGET

Step one: Write down your total income for the upcoming month.

Step two: List ALL of your expenses.

Step three: Subtract your expenses from your income.
This should equal zero.

Step four: Track your spending throughout the month.

It's best to create your

Here’s the deal: Student loans were intended to make college more accessible for people, but they actually create a lifetime of money stress.

The negative effects of student loan debt aren’t just financial either. In our own research at Ramsey Solutions, we found that 53% of

Don't ever go into debt for a car if you want to save money and build wealth.

I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS.

When you change your language like that, it forces you to set goals together instead of having independent goals. It forces you to

Our Teacher Appreciation Giveaway is HERE! Pass this on to a teacher in your life. ter.li/Vacations

The best car for you is always the car you can afford to pay cash for. You want to own your vehicles, not the other way around.

If you paid cash for a reliable, used car and invested that average car payment ($726) into good mutual funds, you could have MILLIONS of dollars for

People can change, but you can’t make them change.

I do this for a living on The Ramsey Show, and I’ve had to learn this: I don’t answer questions that aren’t asked. When you ask a question, I’m going to answer it, because that’s my duty. But I’m not going to walk up to people

Want to be a millionaire? Turn off your television. The average millionaire reads a nonfiction book a month.

This is how you make your life better: having knowledge tomorrow that you didn’t have today, and then applying it.

Investing shouldn’t be hard, but it’s not something you can learn in a 60-second video on social media. And that’s why I’m diving deep into investing in a brand-new two-night event.

For the first time ever, you’ll get my personal playbook for investing, including how I buy real

What if you had no car payment? No credit card payments? No student loan payments? No past-due medical bills? Would you be able to build wealth and be generous?

If you will make the sacrifices now that most people aren't willing to make, later on you will be able to live as

We all make mistakes. Everyone’s done stupid stuff with money. The trick is not doing the same stupid thing twice.

Our Teacher Appreciation Giveaway is HERE! Pass this on to a teacher in your life: ter.li/Teacher