A7. Every time you decide not to make a purchase you don’t need, transfer that money into savings. #CreditChat

A7a. When cutting costs from your budget, set up an automatic transfer from checking to savings in the amount you save by reducing costs so that those savings are actually saved. #CreditChat

A8. If there have been changes in your life (such as getting married, improved credit score), you might qualify for lower insurance rates by asking your insurance company about discounts. #CreditChat

A8a. Reshopping your insurance policies occasionally also might reveal that you can get better rates elsewhere. #CreditChat

A9. Set up automatic monthly payments to ensure you’re paying on time. Late payments can really hurt your credit score. #CreditChat

A10. I’m making sure I ask myself with every purchase I’m considering if I really need it. Usually, the answer is no. #CreditChat

What to Tell Grandkids When a Grandparent Has #Dementia aarp.org/caregiving/hom… by Cameron Huddleston AARP #Alzheimers #parenting

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Excited to be joining today's #CreditChat with Experian. Hope to see you there!

Excited to be joining today's #CreditChat to share tips on mid-year money checks!

A1. It’s important to check in on your finances throughout the year to see if you’re on track to reach your goals. #CreditChat

A1a. When doing a mid-year financial check-in, review your spending, your savings, investment performance and your progress in paying off any debt you have. #CreditChat

A2. Anyone who doesn’t already have an emergency fund should focus on saving enough to cover 3 to 6 months’ of expenses. It really does pay to be prepared. #CreditChat

A3. Automating contributions to a retirement account can insure that you’re setting aside money for your future with every paycheck. #CreditChat

A5. Job loss, divorce, major health issues, natural disasters, auto accident and so many other things can impact your financial plan. That’s why ample insurance and an emergency fund are essential. #CreditChat

A6. There’s nothing wrong with resetting your financial goals halfway through the year. Better to make adjustments than stay on the wrong course. #CreditChat

A7. Consider challenging yourself not to spend money on anything that isn’t essential and to put all of your “savings” toward debt repayment, an emergency fund or retirement. #CreditChat

A8. Get clear on what is most important to you, then review your spending to see if your money is actually going toward what is important or taking you further away from reaching goals that align with your lifestyle priorities. #CreditChat

A9. Get an accountability buddy – a spouse, partner, friend or family member – and schedule regular check-ins to make sure you’re on track to reach your goals. #CreditChat

A10. I’m proud of finding ways to boost my income and limit spending to only the essentials. Go me! #CreditChat