AMIT ANAND BIVALKAR (@bivalkar) 's Twitter Profile
AMIT ANAND BIVALKAR

@bivalkar

Founder Director Sapient Finserv Private Limited Founder - Sapient Wealth . Founder Symphonia Wealth

ID: 59992351

linkhttp://www.sapientfinserv.com calendar_today25-07-2009 05:38:59

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The upcoming week marks the five-year anniversary of the COVID-19 market crash, meaning that trailing five-year returns for equity indices will look exceptionally strong. But this is just an optical illusion of base effects rather than a true reflection of market strength. Why

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Gratitude. Pride. Inspiration. Receiving the award for Highest Assets Under Management and Equity Assets, and that too from the legendary Jonty Rhodes, was an unforgettable moment at Kotak You and I event in Delhi. A symbol of clarity, trust, and dedication — I felt the weight

Gratitude. Pride. Inspiration.

Receiving the award for Highest Assets Under Management and Equity Assets, and that too from the legendary Jonty Rhodes, was an unforgettable moment at Kotak You and I event in Delhi.
A symbol of clarity, trust, and dedication — I felt the weight
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As Warren Buffett steps away from the helm, an era of unmatched wisdom, patience, and integrity in investing draws to a close. Having had the fortune of attending the Berkshire AGM number of times I would say this , His legacy isn’t just in compounding wealth—it’s in compounding

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Yesterday, I attended a meeting with the top management of an organization, and I was genuinely humbled by their clarity, discipline, and grounded approach. It made me reflect on many of my past meetings and experiences—and this thought stayed with me: Vanity is loud; sanity is

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After seeing today’s market move I asked a technical analyst how’s today’s candle looking ? Has it crossed all resistance He replied : Brahmos Candle !!!

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उष्ट्राणां च विवाहेषु गीतं गायन्ति गर्दभा:। परस्परं प्रशंसन्ति अहो रुपमहो ध्वनि:।। At a camel's wedding, donkeys perform songs, each offering high praise—the donkeys admire the camels for their grace, while the camels commend the donkeys for their impressive vocal talents. This

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बुधाग्रे न गुणान् ब्रूयात् साधु वेत्ति यत: स्वयम्। मूर्खाग्रेपि च न ब्रूयाद्धुधप्रोक्तं न वेत्ति स:।। Do not tell your good qualities to a wise person, he will know them or will find them out. Also, do not tell your good qualities to an idiot person, because he will not be able

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Absolutely thrilling Race Day at Silverstone! What a phenomenal drive by Nico Hülkenberg , climbing from 19th on the grid to finish 3rd! His very first podium, and it comes in his 239th race Proof that perseverance pays off Keep chasing those dreams , folks !!

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NIFTY: 1-Year Returns = -0.6% The NIFTY index started at 24,836 a year ago and is now at 24,681. That’s a small drop of -0.6% over 12 months.Yes, the market moved a lot in between It hit a high of 26,216 in Sept 2024 And dropped to 22,083 in March 2025But where are we today?

NIFTY: 1-Year Returns = -0.6%
The NIFTY index started at 24,836 a year ago and is now at 24,681.
That’s a small drop of -0.6% over 12 months.Yes, the market moved a lot in between It hit a high of 26,216 in Sept 2024 And dropped to 22,083 in March 2025But where are we today?
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समस्या के बारे में सोचने पर बहाने मिलते हैं। समाधान के बारे में सोचने पर रास्ते मिलते हैं। जिंदगी आसान नहीं है, बस खुद को मजबूत बनाना पड़ता है। उत्तम समय कभी नहीं आता, समय को उत्तम बनाना पड़ता है।

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In terms of Value (March 2025) Outstanding 91–180 day Delinquency or DPD ( Day past Due ) is ₹29,983.6 crores and the 91–360 days DPD ₹33,886crores As I understand This bucket now accounts for the largest share of delinquency, signaling growing risk in unsecured lending.