CBILS promised £330 billion of loan guarantees and grants for UK small businesses, yet by 10th May only £6.1 billion had been lent. Why is the government’s flagship policy not delivering? - Tom Mitchell, Credit Manager. hubs.ly/H0qCZ3M0 #finance #covid19 #money

Make sure you set out your financial goals, get suitable advice, and build a balanced portfolio. And when you do decide to look for higher returns, make sure you understand the risk part of the equation. - Ian Anderson, COO hubs.ly/H0qM2wq0 #finance #invest #fintech

Whilst there are without a doubt parallels between now and the 2008 global financial crisis, there are also telling signs of adjustment and proof that some key lessons have been learned - Hugo Smyly, Portfolio Manager hubs.ly/H0qQt-80 #COVID19 #Finance #invest

Open Banking is allowing engagement with platforms like ArchOver from directly within your bank portal, enabling engagement with your bank directly from within a platform pay for a pledge - Ted Hurlock, Head of Technology hubs.ly/H0q-Ww20 #money #invest

Whilst we look to ‘facemask-up’ to protect ourselves, in Far Eastern cultures masks are predominately worn to protect others and deal with pollution. Whatever the reason, facemasks are now going to be part of our day-to-day attire. hubs.ly/H0r8vlk0 #money #invest #innovate

Whilst taking out dividends to pay for Henry/Henrietta’s school fees could be viewed as essential for some, replacing the Maserati each year may be something that could be sacrificed for the benefit of the business - Howard Miller, Head of Commercial hubs.ly/H0rd1p-0

Now that we are poised before potentially the greatest recession of our generation, where is the opportunity? How can we protect ourselves from even greater financial risk? - Charlie Mahalski, Account Manager hubs.ly/H0rtL0J0 #invest #COVID19 #SME

Surveys have found a majority of European executives have actually seen productivity increase while their staff work remotely. Over half of UK workers welcome working from home to some degree after the crisis - Duncan Maybury, Commercial Associate hubs.ly/H0rLw9v0 #invest

No two banks are born equal, and the treatment clients get can vary wildly. At its worst, red tape and closed communication are the difference between the success and failure for an SME seeking assistance - Gianfranco Lusardi, Loan Manager hubs.ly/H0r-5bd0 #invest #finance

I can see a world where a Zoom call replaces the traditional face-to-face, however can remote networking really enable professionals to build the long lasting relationships that face-to-face meetings achieve? - Hari Varma, Commercial Associate hubs.ly/H0s8Spn0 #invest

There remains the spectre of inevitable scandal that'll emerge from CBILs where banks have written poorly securitised loans, profiteering from the Government’s guarantee only to return with unprecedented defaults - Will Haynes, Portfolio Manager hubs.ly/H0sqJGc0 #invest

A more enlightened approach to credit control can put your business in a position of strength for when you're ready to re-start your growth plans - Nick Harvey, Escalate Partner. Find out more about maintaining strong credit control here: hubs.ly/H0sJJD_0 #invest #SME

The general consensus is that the current government has failed spectacularly to deliver their messaging, and it has left us uncomforted, and ill-informed memes will forever haunt them. - Charlotte Marsh, Managing Director hubs.ly/H0sRb6t0 #invest #SME #COVID19

So what does bacon have to do with investing in alternative finance? Take P2P, it suffers from the same bad rap as bacon. - Ian Anderson, COO hubs.ly/H0sZxhL0 #invest #SME #bacon

"Banking is about to go through a major change if Amazon and COVID have anything to do with it. With a £1.5 trillion valuation and access to almost unlimited funds, it’s hard to see how Fintech Banks will compete with Amazon" - Ian Anderson, COO hubs.ly/H0t8PyM0 #invest

At times of crisis, the risk-reward balance becomes even harder meet. Erring on the side of caution when it comes to government handouts might stand businesses in good stead once the dust has settled - Will Haynes, Borrower Portfolio Manager hubs.ly/H0tMm_60 #invest

While it has been a period of great difficulty...businesses have demonstrated their ability to weather the storm. Those that have done best have sought advice and put reactive plans in place quickly - Simon Carvill-Biggs, Partner at FRP hubs.ly/H0t_yDj0 #invest #COVID19

Credit ratings might not always be up-to-date as the performance of a business can change significantly month-to-month. The process for issuing a rating might be slow to adapt in response to regulation and other criteria - Lyubomir Dilov, Credit Analyst hubs.ly/H0xxys80

Lenders have looked to trade debtors as a key source of security for generations – and for good reason. Aside from cash, the debtor book is almost always the most liquid asset on the balance sheet - Tom Mitchell, Credit Manager hubs.ly/H0zMzCH0 #SME #invest

It’s wonderfully ironic when Michael Burry tells the world that the recent GameStop antics are “unnatural, insane and dangerous”...this is despite him making north of a 15 time multiple return on the GameStop stock he owned! - Ian Anderson, ArchOver COO hubs.ly/H0FRwZw0