Jonathan Clements: It’s time to end financial advisers’ 1% fees wsj.com/articles/its-t…

Should you strive for perfection with your investments? Here are four situations in which good might be better than perfect. HT to Morningstar's Jeffrey Ptak and Christine Benz humbledollar.com/2021/10/good-t…

"There are old investors, and there are bold investors, but there are no old bold investors." - Howard Marks

Approaching retirement? This is the first book I’d recommend:

There’s nothing wrong with a simple portfolio. Simple doesn’t mean simplistic.

On the lighter side for Friday afternoon: x.com/dannyderaney/s…

A great interview:

If the stock market seems high, does that mean you should wait for it to cool off before investing? That might work, but the chart below illustrates how a strategy like that could carry risk. In short, the market could go higher before it goes lower.

The WSJ ran this chart in April. It's one of the best illustrations I've seen of why market timing is a very risky strategy.

We are delighted to announce the agenda (link below) for the 2025 Bogleheads conference, kicking off Oct. 17-19 in San Antonio, Texas. We have a blockbuster lineup of speakers for this year’s event! 👇

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"Studying history makes you feel like you understand something. But until you've lived through it and personally felt its consequences, you may not understand it enough..." - Morgan Housel, The Psychology of Money

So true. People of a certain age will remember that Apple nearly went out of business and was saved by a bailout from Microsoft.