Chip Merlin and Steven Badger rarely agree, & that’s exactly why you want to be in the room when they take the stage together tomorrow at RCAT 2025. They’ll tackle the claim challenges that TX professionals face daily in the field. Don't miss it! #RCAT2025 #Roofers #Contractors

No repairs? No replacement cost. That’s the rule courts in Mississippi (& many states) apply. If work isn’t done, you need ACV backed by depreciation figures. Chip Merlin breaks down a case where this missing detail cost a policyholder her claim: hubs.ly/Q03K03Cn0 #ACV

This one’s personal. Tubbs Fire survivor Annie Barbour joins #ClaimGame for clear, survivor-led steps after wildfire. Thu, Sept 25 • 6 PM ET. RSVP → hubs.ly/Q03KmxnB0

State Farm promises coverage for water damage, but in court, exclusions can leave policyholders empty-handed. Know what your policy really covers before disaster strikes. Read more on Chip's blog: hubs.ly/Q03KHCWW0 #WaterDamageClaims #StateFarm #HomeownersInsurance

TX may overhaul how appraisal works in property & auto insurance claims. New rules could reshape timelines, qualifications & causation decisions. Professionals, use your voice! Comments close Oct. 6th. Learn more on Chip's blog: hubs.ly/Q03KVJwt0 #TexasInsurance #Appraisal

Multimillion-dollar awards aren’t always final. Portofino Towers in Florida just found out the hard way. A $187M appraisal was overturned—proof that even huge claims can fall apart if the process isn’t done right. Read the full story on Chip's blog: hubs.ly/Q03Lf7cY0

Roofers can talk repairs and costs. But when it's time to negotiate or advertise claim help, that’s crossing the line. The Shamrock Hills vs. State of Iowa ruling spells it out clearly. Visit Chip's blog for more: hubs.ly/Q03Lghsd0 #Roofers #Contractors #PublicAdjusters

Strong claims = strong results. At #TAPIA Fall Conference (Oct. 6-8 in Houston), Chip Merlin will share how PAs can present proofs of loss + EUOs that earn trust and get results. Don’t miss the Merlin Mingle Monday after the Opening Reception.🥂 Register: bit.ly/46IvMcg

Homeowners, small businesses, and communities are at risk from outdated flood insurance rules. In today's blog post, Chip Merlin explains why Congress needs to act. Read more: bit.ly/477hbID #FloodInsurance #ThePolicyholdersAdvocate #InsuranceClaims

California’s leaders say they’re tackling the insurance crisis head-on. Executive orders. Insurer pledges. Promises of resilience. But can policyholders trust this will bring stability? Chip shares his thoughts: bit.ly/42pDSFl #CaliforniaWildfires #InsuranceClaims

Public adjusters, don’t miss #FAPIALIVE2025 in Orlando, FL! Hear Chip Merlin & Steven Bush speak and gain insights for your business. After day one, join the Merlin Mingle for relaxed networking. Register here: hubs.ly/Q03Mm5bN0 #FloridaPAs #PropertyInsuranceClaims

Insurance fraud can come from the inside—& it hits everyone. An #Assurant adjuster allegedly stole $200K from his own employer, slowing claims & complicating life for policyholders & adjusters alike. Visit Chip's blog for his full analysis: hubs.ly/Q03MnP5p0 #InsuranceFraud

$3M gone. Why? Refusal to cooperate. In FL, new or expanded claims means restarting the investigation: EUOs, inspections, & careful records. Opt out, & courts may favor the insurer. Chip shares lessons from Treasure Cay v. Frontline: hubs.ly/Q03MG4NC0 #SupplementalClaims

Just back from TAPIA's Fall Conference in Houston, Chip Merlin shares the stories, lessons, and quirks of Texas public adjusting. Read his full reflections here: hubs.ly/Q03N069t0 #PublicAdjusters #Texas #PropertyInsuranceLaw #TAPIA

Before you sue your insurance company, you'd better be sure you have your evidence in order. In yesterday's post, Chip explains the Bailetti decision and how policyholders can avoid losing their claims. Full story on his blog ➡️ hubs.ly/Q03N0rxS0 #Florida #InsuranceClaims

The P.L.A.N. Conference kicks off Oct 20 in Denver! 🏔️ Attorney Larry Bache will share CO case law updates, & Steve Badger is also on the lineup. Two perspectives in one setting. You don't want to miss it! Details & registration here: hubs.ly/Q03P2bd70

Still reflecting on a great week at #FAPIALive2025. We connected with so many incredible public adjusters and advocates from all over the state. We can't wait to continue building on these relationships in 2026! #FAPIA #PolicyholderAdvocates #InsuranceClaims #PublicAdjusters

Florida public adjusters, join us Nov. 6 in Tampa for Adjust & Unwind! Earn 2 CE credits, get practical ALE insights from Steven Bush & Frank Madonna, then network over food and drinks. Attendance is free. RSVP today! hubs.ly/Q03PmS2B0 #PublicAdjusters #InsuranceClaims

Some claims slip through the cracks. The best PAs don't let them. At NYPAA, Chip Merlin will unpack how to turn Proofs of Loss and EUOs into documents that speak loudly for your clients. Register today: hubs.ly/Q03Pqkhp0 #PublicAdjusters #NewYork #ProofofLoss #NYPAA

New laws, new challenges. Oklahoma just banned assignment of benefits contracts & capped adjuster fees for government claims—changes that could leave policyholders footing the bill while insurers delay payment. Larry Bache breaks it down on Chip's blog: hubs.ly/Q03Ps-G10