Letter from Claudia Buch, Chair of the Supervisory Board, to Mr Ming Flanagan, MEP, on banking supervision bankingsupervision.europa.eu/ecb/pub/pdf/ss…

More consumers are applying for loans, especially those from lower-income households. #TheECBBlog looks at why this is happening even though interest rates are rising. ecb.europa.eu/press/blog/dat…

Internal audit functions are essential for banks to maintain effective control mechanisms.
Supervisory reviews have identified good internal audit practices, but internal audit staffing and oversight by the relevant bodies and committees need attention bankingsupervision.europa.eu/press/publicat…

As the residential real estate sector began to show signs of distress, supervisors assessed how banks manage housing loans.
Their review revealed weaknesses in loan origination processes and collateral valuations, but banks are working on mitigating risks bankingsupervision.europa.eu/press/publicat…

Christina Papaconstantinou, Supervisory Board Member and Bank of Greece Deputy Governor, discusses how we can prevent financial crises.

The latest edition also covers residential real estate risk, internal audit functions and EU securitisations bankingsupervision.europa.eu/press/supervis…

How often do you use AI in your work?

AI represents a major technological leap forward. Read about the impact new artificial intelligence tools can have on the financial system in our upcoming Financial Stability Review ecb.europa.eu/press/financia…

Executive Board member Isabel Schnabel 🇪🇺🇺🇦: From laggard to leader? Closing the euro area’s technology gap (slides and speech in DE) ecb.europa.eu/press/key/date…

Geopolitical risk can have a negative impact on financial stability, and the latest developments call for heightened vigilance, a preview of our Financial Stability Review shows.

Find out what this means for financial institutions and policymakers ecb.europa.eu/press/financia…

Weaker growth and higher interest rates have already led to more non-performing loans in commercial real estate portfolios, says Supervisory Board Chair Claudia Buch.

This means banks need to have sound risk monitoring and sufficient provisions in place bankingsupervision.europa.eu/ecb/pub/pdf/ss…

Account of the monetary policy meeting of the Governing Council of the ECB on 10-11 April 2024 ecb.europa.eu/press/accounts…

Executive Board member Piero Cipollone: Digital Euro: Stocktake and next steps (slides) ecb.europa.eu/press/key/date…

Executive Board member Piero Cipollone: Tokenisation of financial instruments and central bank money settlement (slides) ecb.europa.eu/press/key/date…

Coming up at 14:15 CET: Executive Board member Piero Cipollone gives opening remarks at a seminar on the tokenisation of financial instruments, organised by the Italian financial markets regulator Consob.

Watch live (Italian only): youtube.com/watch?v=tII2Iy…

Congratulations to Alain Busac who will join us in the coming months to take the helm of our Information Systems department.

We look forward to working together.

Press release ecb.europa.eu/press/pr/date/…

Strong employment growth amid weak economic activity has recently led to declining labour productivity. #TheECBBlog discusses causes and prospects for a cyclical recovery in productivity growth. ecb.europa.eu/press/blog/dat…

Chief Economist Philip R. Lane talks to @ElConfidencial about the current economic outlook and monetary policy.

Read the interview ecb.europa.eu/press/inter/da…

Did you know that our grandparents’ experiences can affect how we perceive future inflation?

Listen to #TheECBPodcast host Stefania Secola and researchers Dimitris Georgarakos and Geoff Kenny discuss the power of inflation expectations ecb.europa.eu/press/tvservic…

Banks need risk-related data to make sound decisions and govern risks. Our final guide spells out how we expect banks to effectively aggregate risk data and report on risks. It also clarifies supervisory expectations on banks’ capabilities in that area bankingsupervision.europa.eu/ecb/pub/pdf/ss…