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Stocks vs Cash: Where do you park your money? Awesome the insight from Ryan King : fool.com/the-ascent/buy…

Intimidated by the stock market? Here's how one of our writers got over their fear of investing: fool.com/the-ascent/buy…

Quick PSA: You'll be financially okay even if you never own a home in your life. Really.

90% of individual investing is just 'spend less than you make, diversify, be patient.'

The other 10% is trying to speed that up, often to your detriment.

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You're not an idiot if you struggle with your budget.

You're human; pick yourself up and get back in the saddle.

Americans are expected to spend a record-shattering $41.5 billion on back-to-shopping in 2023. That's roughly $895 that each household with children will spend. Is that in line with your back-to-school shopping?

Financial independence isn’t just about the pursuit of money. It’s about reclaiming your time, so you can work less and live more. Less meetings, more lunch dates. Less routine, more lazy mornings in bed. Less stress, more peace. Less doing, more being.

In 2023, you can only put $6,500 into a Roth IRA.

But if you have the right 401(k) plan, you could potentially put an extra $43,500 this year into a Roth IRA.

Here's how you do it:

How to Simplify Your Finances:

- 2 credit cards
- 1 checking + 1 savings
- Simple investments (e.g. target-date funds) in retirement accounts & if applicable, taxable accounts
- Pick 1-2 areas to cut spending
- Pick 1-2 areas to spend MORE on

I don't know who needs to hear this but...

Real estate investing isn't

✅100% passive income
✅a get rich quick scheme
✅a way to get someone to pay your mortgage

Real estate investing is

✅a business
✅a long-term investment
✅ has business expenses (mortgage, taxes, maint)

The Fed has raised #interestrates 10 times since March 2022 in an effort to cool the pace of #inflation . In June, the Fed decided to pause its interest rate hikes...but will that be enough to prevent a widespread economic downturn? fool.com/the-ascent/per…

'Success is no accident. It is hard work, perseverance, learning, studying, sacrifice, and most of all, love of what you are doing or learning to do.' - Pele

This connects to the debt-free journey as well.

Money success doesn't just happen.

You caused that.

Keep going.

Some great options in here 👇