Opinion | The idea future generations won’t get a state pension is now a real risk

The state pension is now looking more and more unaffordable - but there are possible solutions to the challenge

🖋️ Tom McPhail trib.al/bOC7B9c.

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In i Money & Business, Tom McPhail argues that the state pension is looking increasingly unaffordable, and admits he's worried about its sustainability for younger generations. inews.co.uk/inews-lifestyl…

Today's 'triple lock' rise of 8.5% in the state pension is not affordable. It's financed by debt (public sector borrowing is well over £100bn).

The unserious politicians responsible had better hope their grandchildren are big on forgiveness...

To what extent, if at all, can we blame the current period of persistent wet weather on the Hunga-Tonga eruption? Genuine question. If your answer is 'no, it's all anthropogenic climate change', then don't bother replying.

Oh look, it’s raining. Again

Just Stop Narcissists

Good example of the bureaucratic sclerosis afflicting this country in general and our pensions system in particular: over the weekend's tax year change, I received 23 separate updates from Gov.uk on pension scheme admin procedures and processes. Twenty three.

Happy New Year

Will you have to pay tax on your state pension?

thetimes.co.uk/article/9872af…

Does this apply to the SNP's animus towards the English?

The Scottish Hate Crime Bill youtu.be/28eApJT8hDE

More young workers are PAUSING their pension contributions. But how much does a couple need each year to live on in retirement?

Basic: 18k (13k single)
Comfortable: 26k (19 single)
Luxury: 41k (31k single)

On tonight’s Times Radio show Tom McPhail explains.